357 Salter Ln, Havelock, NC 28532 Property Records

Craven County property record for 357 Salter Ln, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,088 sqft · built 2020
Lot Size	10.1 acres (443,615 sqft)
Owner	2 Individual Names on Record
Last Sale	$181,500 (Apr 2019)
Tax Bill	$2,518 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5-013-041`

Property Details

APN / Parcel Number

Primary APN	`5-013-041`
Alternative APN	`125235`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,088 sqft Living Area
1st Floor Area	936 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	443,615 sqft (10.1 acres)
Garage Type	Attached

Exterior Amenities

Deck Area	600 sqft
Storage Building	192 sqft
Boat Access	Boat Access
Boat House	1,060 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	125235
Street Address	357 SALTER LN
City	HAVELOCK
State	NC
Zip	28532-8727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ES CLUBFOOT CR LOT 3 SALTER DIV
Legal Subdivision	SALTER DIV
Legal Lot Number	3
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	1
Census Block	1036
Census Tract	961303

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	357 SALTER LN, HAVELOCK, NC 28532-8727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage FIRST CITIZENS BANK & TRUST CO
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage SELECT MORTGAGE
Apr 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SELECT MORTGAGE
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Apr 30, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Prior Sale	Jan 11, 2011 · Amount on Record
Deed Document Number	201910036952
Deed Book / Page	3568 / 1297
Prior Transfer Date	Apr 18, 2019
Prior Transfer Doc	03568/1297
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	357 SALTER LN, HAVELOCK, NC 28532-8727
Transaction Type	Mortgage
Record Updated	Nov 13, 2025
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 SALTER LN, HAVELOCK, NC 28532-8727

Mortgage

Document Number	003858/199
Date	Nov 3, 2025
Book Page	3858/199
Instrument	10148240

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611

Agreement

Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	357 SALTER LN, HAVELOCK, NC 28532-8727
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03628/1477
Date	Sep 1, 2020
Book Page	3628/1477
Instrument	10060418

Lender

Name	SELECT MORTGAGE
Type	Non-Lending Institution
Address	WILMINGTON, NC 28405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	357 SALTER LN, HAVELOCK, NC 28532-8727
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03568/1300
Date	Apr 30, 2019
Book Page	3568/1300
Instrument	10036953

Lender

Name	SELECT MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	May 1, 2020

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	357 SALTER LN, HAVELOCK, NC 28532-8727
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003689/265
Date	Sep 9, 2021
Book Page	3689/265
Instrument	10082826

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 30, 2019
Property Address	357 SALTER LN, HAVELOCK, NC 28532-8727
Document Number	03568/1297
Book / Page	3568 / 1297
Instrument Date	Apr 18, 2019
Instrument	10036952
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 SALTER LN, HAVELOCK, NC 28532-8727

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,518.00	$490,440 (-) Land $169,160 Building $321,280	$490,440 (-) Land $169,160 Building $321,280
2025	$2,518.00 (+0.48%)	$490,440 (-) Land $169,160 Building $321,280	$490,440 (-) Land $169,160 Building $321,280
2023	$2,506.00 (-3.32%)	$490,440 (+21.09%) Land $169,160 Building $321,280	$490,440 (+21.09%) Land $169,160 Building $321,280
2022	$2,592.00	$405,030 Land $169,160 Building $235,870
2018			$405,030 Land $169,160 Building $235,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 183 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	421 (1996–2019)
Claims Outside the SFHA	24 of 421
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 132 claims Hurricane Irene, Sep 2011 · 120 claims Hurricane Isabel, Sep 2003 · 82 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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