357 Saddle Trl, Jefferson, GA 30549 Property Records

Jackson County property record for 357 Saddle Trl, Jefferson, GA 30549

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,509 sqft · built 1994
Lot Size1.58 acres (68,825 sqft)
Owner2 Individual Names on Record
Last Sale$199,000 (Nov 2018)
Tax Bill$3,573 (2025)
Deeds & MortgagesNov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN106 008X

Property Details

APN / Parcel Number

Primary APN106 008X
Alternative APN
  • 18093

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,509 sqft Heated Area
1st Floor Area812 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2018
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof TypeGable
Roof MaterialMetal
Lot Area68,825 sqft (1.58 acres)
Garage TypeAttached
Garage Area441 sqft
PorchOpen Porch
Porch Area174 sqft
Deck Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number18093
Old Parcel Number106 008X
Street Address357 SADDLE TRL
CityJEFFERSON
StateGA
Zip30549-4493
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 9 GUM SPRINGS ESTATES S/D
Legal SubdivisionGUM SPRINGS ESTATES S/D
Legal Lot Number9
JurisdictionJACKSON GA
Township / Civil DivisionWEST JACKSON
Census Block Group3
Census Block3016
Census Tract10107

Owner

Source: Jackson County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address357 SADDLE TRL, JEFFERSON, GA 30549-4493
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2018 · Amount on Record
Deed SaleNov 9, 2018 · Amount on Record
Deed Document Number000082S752
Deed Book / Page82S / 752
Last Transfer DateNov 15, 2018
Transfer Doc00082S0752
Record UpdatedJun 8, 2026

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJACKSON GA
Recording DateNov 15, 2018
Property Address357 SADDLE TRL, JEFFERSON, GA 30549-4493
Document Number00082S0752
Book / Page00082S / 000752
Instrument DateNov 9, 2018
Transaction TypeTransfer
Record UpdatedDec 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$199.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address357 SADDLE TRL JEFFERSON GA 305494493, JEFFERSON, GA 30549-4493

Mortgage

Document Number82S0754
DateNov 15, 2018
Book Page00082S/000754
Lender
NameSTEARNS LNDG LLC
AddressSANTA ANA, CA 92707
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 14, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,573.00 (+3.33%)$136,960 (+2.64%) Land $26,000 Building $110,960$342,400 (+2.64%) Land $65,000 Building $277,400
2024$3,458.00 (+9.6%)$133,440 (+11.72%) Land $22,480 Building $110,960$333,600 (+11.72%) Land $56,200 Building $277,400
2023$3,155.00 (+9.93%)$119,440 (+20.99%) Land $22,480 Building $96,960$298,600 (+20.99%) Land $56,200 Building $242,400
2022$2,870.00$98,720 Land $22,480 Building $76,240$246,800 Land $56,200 Building $190,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON COUNTY WATER & SEWER AUTHORITY
serves 33,601 people · EPA ID GA1570117
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: TruVista Communications, Windstream.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Saddle Trl

Nearby Streets

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