357 S Union St, Lowell, IN 46356 Property Records

Lake County property record for 357 S Union St, Lowell, IN 46356

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 5,248 sqft · built 2001
Lot Size	18.8 acres (820,235 sqft)
Owner	2 Company Names on Record
Tax Bill	$7,196 (2024)
Deeds & Mortgages	Oct 2023 Transfer Jan 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`002-17-04-0013-0007`

Property Details

APN / Parcel Number

Primary APN	`002-17-04-0013-0007`
Alternative APNs	`45-19-26-226-001.000-008` `170400130007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	5,248 sqft Living Area
Gross Area	8,448 sqft
1st Floor Area	2,624 sqft
Basement Area	2,624 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	820,235 sqft (18.8 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	357 S UNION ST
City	LOWELL
State	IN
Zip	46356-2373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT. E. SIDE N1/2 NE. S.26 T.33 R.9 18.715 & PAR. 54.32X95X65X76.1X19.51FT. .117A .
Legal Range	9W
Legal Township	33N
Legal Section	26
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	CEDAR CREEK
Census Block Group	2
Census Block	2000
Census Tract	43403

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	357 S UNION ST, LOWELL, IN 46356-2373
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Intrafamily Transfer, Transfer NORTHWEST INDIANA TITLE
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 25, 2023
Transfer Doc	0000035291
Record Updated	Jun 8, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Oct 26, 2023
Property Address	357 S UNION ST, LOWELL, IN 46356-2373
Document Number	0000035291
Instrument Date	Oct 25, 2023
Instrument	2023-535291
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	NORTHWEST INDIANA TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 104, LOWELL, IN 46356-0104

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	357 S UNION ST, LOWELL, IN 46356-2373
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	NORTHWEST INDIANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008392
Date	Jan 28, 2021
Instrument	2021-008392

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Cedar Creek Township
Municipality	Lowell Town
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$624,800 (+18.27%) Land $197,500 Building $427,300	$624,800 (+18.27%) Land $197,500 Building $427,300
2024	$7,196.00 (+5.9%)
2023		$528,300 (+4.41%) Land $197,200 Building $331,100	$528,300 (+4.41%) Land $197,200 Building $331,100
2022	$6,795.00 Homeowner's exemption	$506,000 Land $196,600 Building $309,400	$506,000 Land $196,600 Building $309,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - LOWELL serves 11,908 people · EPA ID IN5245029
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2022 Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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