357 S Summit St, Fairhope, AL 36532 Property Records

Baldwin County property record for 357 S Summit St, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,546 sqft · built 2018
Lot Size	0.209 acres (9,115 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jan 2014)
Tax Bill	$6,008 (2026)
Deeds & Mortgages	Sep 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`46-03-37-0-014-054`

Property Details

APN / Parcel Number

Primary APN	`46-03-37-0-014-054`
Alternative APNs	`219965` `29903`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,546 sqft Heated Area
1st Floor Area	2,222 sqft
Upper Floors Area	1,324 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,115 sqft (0.209 acres)
Lot Dimensions	138 ft deep x 66 ft wide
Patio Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	219965
Street Address	357 S SUMMIT ST
City	FAIRHOPE
State	AL
Zip	36532-1563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	66' X 138.1' FM NE COR OF SEC 19, RUN W 1089' TH SW ALG E MAR OF SUMMIT 344.2' TO POB, TH E'LY 138.1', TH SW 66.1, TH NW 135
Legal Subdivision	DORA KIRKMAN
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	3
Census Block	3051
Census Tract	11202

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	357 S SUMMIT ST, FAIRHOPE, AL 36532-1563
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2014 · Amount on Record
Deed Sale	Jan 21, 2014 · Amount on Record
Deed Document Number	20141438558
Prior Transfer Date	Jan 17, 2014
Prior Transfer Doc	0001438558
Record Updated	Oct 29, 2026

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BALDWIN AL
Property Address	357 S SUMMIT ST, FAIRHOPE, AL 36532-1563
Document Number	0001660126
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	357 S SUMMIT ST FAIRHOPE AL 365321563, FAIRHOPE, AL 36532-1563

Mortgage

Document Number	0001660126
Date	Oct 10, 2017
Instrument	1660126

Lender

Name	HANCOCK BK
Type	Bank
Address	NEW ORLEANS, LA 70122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 9, 2032

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,008.00 (+3.48%) Homeowner's exemption
2025	$5,806.00 (+19.24%)	$127,200 (+19.06%) Land $35,840 Building $91,360	$1,272,000 (+19.06%) Land $358,400 Building $913,600
2023	$4,869.00 (+18.73%) Homeowner's exemption	$106,840 (+18.53%)	$1,068,400 (+18.54%) Land $341,600 Building $726,800
2022	$4,101.00 (+17.57%) Homeowner's exemption	$90,140	$901,300 Land $315,000 Building $586,300
2021	$3,488.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 units insured incl. 4 condo units
Nearby Flood Claims	9 (1979–2016)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Aug 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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