357 S 15th St, San Jose, CA 95112 Property Records

Santa Clara County property record for 357 S 15th St, San Jose, CA 95112

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,239 sqft · built 1921
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Company Names on File
Tax Bill	$11,556 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale + 2 more
Flood Zone	Zone D (undetermined)
APN	`467-40-068`

Property Details

APN / Parcel Number

Primary APN	`467-40-068`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,239 sqft Living Area
Gross Area	2,356 sqft
1st Floor Area	1,536 sqft
2nd Floor Area	720 sqft
Basement Area	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1930
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,400 sqft (0.147 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Garage Area	288 sqft
Pool Type	Pool with Hot Tub/Spa
Pool Area	1,575 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	357 S 15TH ST
City	SAN JOSE
State	CA
Zip	95112-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	BLOCK 69 LOT 8
Legal Subdivision	NAGLEE PARK TR
Legal Block	69
Legal Lot Number	8
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3014
Census Tract	501300

Owner

357 S 15th St is owned by a company that acquired it in August 2023.

Source: Santa Clara County records, as of July 28, 2026

Owner of Record	2 Company Names on File
Mailing Address	357 S 15TH ST, SAN JOSE, CA 95112-2238
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 23, 2026	Grant Deed, Transfer FIRST AMERICAN TITLE
Aug 29, 2023	Intrafamily Transfer, Transfer
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 28, 2023
Transfer Doc	0025524268
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 22, 2026
Property Address	357 S 15TH ST, SAN JOSE, CA 95112-2238
Document Number	0026027036
Instrument Date	Jul 10, 2026
Instrument	202626027036
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	357 S 15TH ST, SAN JOSE, CA 95112-2238

Mortgage

Document Number	0000027037,
Date	Jul 22, 2026
Instrument	202627037

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 23, 2026
Property Address	357 S 15TH ST, SAN JOSE, CA 95112-2238
Document Number	0026027361
Instrument Date	Jul 10, 2026
Instrument	202626027361
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	357 S 15TH ST, SAN JOSE, CA 95112-2238

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 29, 2023
Property Address	357 S 15TH ST, SAN JOSE, CA 95112-2238
Document Number	0025524268
Instrument Date	Aug 28, 2023
Instrument	25524268
Transaction Type	Transfer
Record Updated	Sep 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	357 S 15TH ST, SAN JOSE, CA 95112-2238

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	357 S 15TH ST, SAN JOSE, CA 95112-2238
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 S 15TH ST, SAN JOSE, CA 95112-2238

Mortgage

Document Number	0025382247
Date	Oct 5, 2022
Instrument	25382247

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 357 S 15th St was $11,556.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$661,874 (+2%) Land $134,403 Building $527,471
2025	$11,556.00	$648,897 Land $131,768 Building $517,129
2023	$6,072.00 (+1.3%)	$341,349 Land $126,652 Building $214,697
2022	$5,994.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 357 S 15th St in Zone D, where flood risk has not been studied, though there have been 7 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	7 (2016–2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 357 S 15th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 796 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, Ridge Wireless, T-Mobile, Verizon.

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