357 Royal Cir, Whitehouse, TX 75791 Property Records

Smith County property record for 357 Royal Cir, Whitehouse, TX 75791

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,214 sqft · built 1989
Lot Size	0.448 acres (19,558 sqft)
Owner	Individual Name on Record
Tax Bill	$4,203 (2025)
Deeds & Mortgages	May 2022 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R102041`

Property Details

APN / Parcel Number

Primary APN	`R102041`
Alternative APN	`1-67250-0000-01-021000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,214 sqft Heated Area
1st Floor Area	2,214 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	19,558 sqft (0.448 acres)
Garage Area	1,048 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	160 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R102041
Street Address	357 ROYAL CIR
City	WHITEHOUSE
State	TX
Zip	75791-5794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICHLAND HILLS LOT 21
Legal Subdivision	RICHLAND HILLS
Legal Lot Number	21
Jurisdiction	SMITH TX
Township / Civil Division	WHITEHOUSE
Census Block Group	3
Census Block	3022
Census Tract	2200

Owner

Source: Smith County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	357 ROYAL CIR, WHITEHOUSE, TX 75791-5794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Vendor's Lien, Transfer · Conventional Mortgage DATCU CU
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022
Deed Sale	May 26, 2022
Prior Sale	May 30, 2017
Deed Document Number	SWD 20607
Record Updated	Jun 8, 2026

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	May 26, 2022
Property Address	357 ROYAL CIR, WHITEHOUSE, TX 75791-5794
Document Number	0001020607
Map Reference	CAB B SL 229-D
Instrument Date	May 25, 2022
Instrument	202201020607
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	CTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 ROYAL CIR, WHITEHOUSE, TX 75791-5794

Mortgage

Document Number	0001020608
Date	May 26, 2022
Instrument	202201020608

Lender

Name	DATCU CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	357 ROYAL CIR, WHITEHOUSE, TX 75791-5794
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001027003
Date	Jul 6, 2021
Instrument	202101027003

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Smith County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Whitehouse Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,203.00 (-13.36%) Homeowner's exemption	$404,412 (+4.7%) Land $35,198 Building $369,214	$404,412 (+4.7%) Land $35,198 Building $369,214
2024	$4,851.00 (+13.95%)
2023	$4,257.00 (+26.32%) Homeowner's exemption	$386,269 Land $58,512 Building $327,757	$386,269 Land $58,512 Building $327,757
2022	$3,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (2007–2019)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Apr 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALNUT GROVE WSC serves 8,775 people · EPA ID TX2120024
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Frontier Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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