357 Rocky Br Rd, Canton, NC 28716 Property Records

Haywood County property record for 357 Rocky Br Rd, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,120 sqft · built 2001
Lot Size	1.39 acres (60,897 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,249 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Sep 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8644-01-0364`

Property Details

APN / Parcel Number

Primary APN	`8644-01-0364`
Alternative APN	`251837`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,120 sqft Heated Area
Gross Area	2,254 sqft
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	60,897 sqft (1.39 acres)
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	251837
Street Address	357 ROCKY BRANCH RD
City	CANTON
State	NC
Zip	28716-5906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	357 ROCKY BRANCH RD
Jurisdiction	HAYWOOD NC
Township / Civil Division	PIGEON
Census Block Group	3
Census Block	3076
Census Tract	921302

Owner

357 Rocky Br Rd is owner-occupied and held in a trust since March 2018.

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	357 ROCKY BRANCH RD, CANTON, NC 28716-5906
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Sep 4, 2019	Deed of Trust, Mortgage · Line of Credit HOMETRUST BK
Apr 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2001
Deed Sale	Nov 27, 2001
Deed Book / Page	507 / 1962
Last Transfer Date	Mar 21, 2018
Transfer Doc	0009490529
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	CANTON, NC 28716
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0010840633
Date	Apr 11, 2023
Book Page	1084/633
Instrument	2023002871

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	357 ROCKY BRANCH RD, CANTON, NC 28716-5906
Document Number	0009802358
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	357 ROCKY BRANCH RD CANTON NC 287165906, CANTON, NC 28716-5906

Mortgage

Document Number	0009802358
Date	Sep 10, 2019
Book Page	000980/002358
Instrument	8190

Lender

Name	HOMETRUST BK
Type	Bank
Address	ASHEVILLE, NC 28802-0010

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 9, 2044

Interest

Rate Type	Adjustable Rate

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAYWOOD NC
Recording Date	Apr 6, 2018
Property Address	357 ROCKY BRANCH RD, CANTON, NC 28716-5906
Document Number	0009490531
Book / Page	000949 / 000531
Instrument Date	Mar 21, 2018
Instrument	2903
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	357 ROCKY BRANCH RD CANTON NC 287165906, CANTON, NC 28716-5906

Tax Assessment & Valuation

The 2025 property tax bill for 357 Rocky Br Rd was $2,249.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,600 (-) Land $55,000 Building $266,600
2025	$2,249.00	$321,600 Land $55,000 Building $266,600	$321,600 Land $55,000 Building $266,600
2023		$321,600 Land $55,000 Building $266,600	$321,600 Land $55,000 Building $266,600
2021			$321,600 Land $55,000 Building $266,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 357 Rocky Br Rd in Zone X, an area of minimal flood risk, though there have been 50 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	50 (2004–2024)
Claims Outside the SFHA	12 of 50
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 23 claims Remnants Of Tropical Storm Fred, Aug 2021 · 18 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 357 Rocky Br Rd is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000
Zito Media Cable	1,000 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

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