357 River Rd, Fort Thomas, KY 41075 Property Records

Campbell County property record for 357 River Rd, Fort Thomas, KY 41075

Property Summary

Property TypeSingle Family Home
Details2,719 sqft · built 2000
Lot Size0.348 acres (15,159 sqft)
Owner2 Individual Names on File
Last Sale$390,000 (Sep 2017)
Tax Bill$1,512 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN999-99-13-039.04

Property Details

APN / Parcel Number

Primary APN999-99-13-039.04

Interior

Stories2 Stories
Building Area2,719 sqft Living Area

Exterior

Year BuiltBuilt 2000
Exterior MaterialCombination
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,159 sqft (0.348 acres)
TerrainRolling
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number9999913039.04
Street Address357 RIVER RD
CityFORT THOMAS
StateKY
Zip41075-2319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEBROOK ESTATES SUBD LOT 9 SEC 2 0.3483 ACRE
Legal SubdivisionSTONEBROOK ESTATES
Legal Phase2
Legal Lot Number9
JurisdictionCAMPBELL KY
Township / Civil DivisionNEWPORT-FORT THOMAS
Census Block Group2
Census Block2009
Census Tract52800

Owner

Source: Campbell County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address357 RIVER RD, FORT THOMAS, KY 41075-2319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 21, 2017 · Amount on Record
Deed SaleSep 21, 2017 · Amount on Record
Deed Document Number0000788667
Prior Transfer DateMar 31, 1999
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address357 RIVER RD, FORT THOMAS, KY 41075-2319
Document Number0005063178
Book / Page002123 / 000391
Instrument DateSep 21, 2017
Transaction TypeMortgage
Record UpdatedOct 18, 2017
Title CompanySPRINGDALE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address357 RIVER RD FORT THOMAS KY 410752319, FORT THOMAS, KY 41075-2319

Mortgage

Document Number0005063178
DateSep 25, 2017
Book Page002123/000391
Instrument5063178
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 24, 2032

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalityFort Thomas City
Unified School DistrictFort Thomas Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,512.00 (-6.61%)$410,000 (-) Land $60,000 Building $350,000$410,000 (-) Land $60,000 Building $350,000
2023$1,619.00 (-2.47%)$410,000 (-) Land $60,000 Building $350,000$410,000 (-) Land $60,000 Building $350,000
2022$1,660.00$410,000 Land $60,000 Building $350,000$410,000 Land $60,000 Building $350,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1997)
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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