Nelson County property record for 357 Ritchie Ln, Bardstown, KY 40004
| Property Type | Single Family Home |
|---|---|
| Details | 1,344 sqft |
| Lot Size | 0.612 acres (26,697 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $42,500 (Jun 2024) |
| Tax Bill | $5,205 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35000-00-059.01 |
| Primary APN | 35000-00-059.01 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 2 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Lot Area | 26,697 sqft (0.612 acres) |
|---|---|
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|
| Account Number | 126252 |
|---|---|
| Street Address | RITCHIE LN |
| City | BARDSTOWN |
| State | KY |
| Zip | 40004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RITCHIE LANE |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BARDSTOWN |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 930500 |
Source: Nelson County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1500 ROCKY HILL ESTATES RD, CLARKSON, KY 42726-8443 |
| Owner Type | Individual |
| Vesting | Single Woman |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2024 · Amount on Record |
| Deed Sale | Jun 11, 2024 · Amount on Record |
| Deed Document Number | 20245742 |
| Deed Book / Page | 602 / 374 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | RITCHIE LN, BARDSTOWN, KY 40004 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 357 RITCHIE LN, BARDSTOWN, KY 40004-9536 |
| Document Number | 0M1531/706 |
|---|---|
| Date | Jan 14, 2026 |
| Book Page | M1531/706 |
| Instrument | 2026000246 |
| Name | WILSON & MUIR BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BARDSTOWN, KY 40004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,205.00 (+695.87%) | $540,900 (+901.67%) Land $42,500 Building $498,400 | $540,900 (+901.67%) Land $42,500 Building $498,400 |
| 2023 | $654.00 | $54,000 | $54,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1997–2020) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2018 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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