Louisville/Jefferson County Metro Government property record for 357 Ridgeway Ave, Saint Matthews, KY 40207
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,274 sqft · built 1984 |
| Lot Size | 0.504 acres (21,960 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,802 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21002001620000 |
| Primary APN | 21002001620000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,274 sqft Finished Area |
| Flooring | Covered |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,960 sqft (0.504 acres) |
| Lot Dimensions | 183 ft deep x 120 ft wide |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00040573 |
|---|---|
| Street Address | 357 RIDGEWAY AVE |
| City | LOUISVILLE |
| State | KY |
| Zip | 40207-2745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDEN |
| Legal Description | 120 X 183 E S RIDGEWAY |
| Legal Subdivision | E S RIDGEWAY |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | EAST JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 10001 |
357 Ridgeway Ave is owned and occupied by an individual.
Source: Louisville/Jefferson County Metro Government records, as of June 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 357 RIDGEWAY AVE, LOUISVILLE, KY 40207-2745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 357 RIDGEWAY AVE, SAINT MATTHEWS, KY 40207-2745 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 357 RIDGEWAY AVE, LOUISVILLE, KY 40207-2745 |
| Document Number | 0000131963 |
|---|---|
| Date | Jul 6, 2023 |
| Book Page | M 18554/613 |
| Instrument | 2023131963 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Jun 22, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 357 Ridgeway Ave was $2,802 with a homeowner's exemption.
Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | St. Matthews City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,802.00 Homeowner's exemption | $297,990 Land $130,000 Building $167,990 | |
| 2024 | $297,990 (+47.15%) Land $130,000 Building $167,990 | ||
| 2023 | $1,792.00 (-3.97%) Homeowner's exemption | $202,510 (-) Land $57,000 Building $145,510 | $202,510 (-) Land $57,000 Building $145,510 |
| 2022 | $1,866.00 Homeowner's exemption | $202,510 Land $57,000 Building $145,510 | $202,510 Land $57,000 Building $145,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 357 Ridgeway Ave in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 13 (1989–2025) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 357 Ridgeway Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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