357 Ridgeland Cir, Howard, OH 43028 Property Records

Knox County property record for 357 Ridgeland Cir, Howard, OH 43028

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.261 acres (11,369 sqft)
Owner	Individual Name on File
Last Sale	$6,500 (Aug 2015)
Tax Bill	$121 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`35-00207.000`

Property Details

APN / Parcel Number

Primary APN	`35-00207.000`

Exterior

Lot Area	11,369 sqft (0.261 acres)
Lot Dimensions	175 ft deep x 65 ft wide

Location & Zoning

Street Address	357 RIDGELAND CIR
City	HOWARD
State	OH
Zip	43028-8301
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	GRAND RIDGE ESTATES LOT #207
Legal Subdivision	GRAND RIDGE ESTATES
Legal Lot Number	207
Jurisdiction	KNOX OH
Township / Civil Division	HOWARD
Census Block Group	1
Census Block	1050
Census Tract	6801

Owner

357 Ridgeland Cir, residential vacant land, is owned and occupied by an individual who acquired it in April 2018.

Source: Knox County records, as of April 10, 2026

Owner of Record	Individual Name on File
Mailing Address	357 RIDGELAND CIR, HOWARD, OH 43028-8301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage UNION SVGS
Dec 17, 2019	Deed of Trust, Mortgage UNION SVGS
Jul 2, 2019	Deed of Trust, Mortgage · Line of Credit UNION SVGS
Feb 14, 2019	Deed of Trust, Mortgage UNION SVGS
Jun 7, 2018	Deed of Trust, Mortgage FIRST KNOX NAT'L BK
Apr 30, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2015 · Amount on File
Deed Sale	Aug 4, 2015 · Amount on File
Prior Sale	Jun 13, 2012 · Amount on File
Deed Document Number	20155785
Deed Book / Page	1521 / 213
Last Transfer Date	Apr 24, 2018
Transfer Doc	3791830002
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	357 RIDGELAND CIR, HOWARD, OH 43028-8301
Document Number	0018150373
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	LEADERS TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	357 RIDGELAND CIR HOWARD OH 430288301, HOWARD, OH 43028-8301

Mortgage

Document Number	0018150373
Date	Nov 10, 2020
Book Page	001815/000373
Instrument	10003

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 9, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	357 RIDGELAND CIR, HOWARD, OH 43028-8301
Document Number	0017590085
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	357 RIDGELAND CIR HOWARD OH 430288301, HOWARD, OH 43028-8301

Mortgage

Document Number	0017590085
Date	Jan 10, 2020
Book Page	001759/000085
Instrument	279

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	357 RIDGELAND CIR, HOWARD, OH 43028-8301
Document Number	0017320648
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	357 RIDGELAND CIR HOWARD OH 430288301, HOWARD, OH 43028-8301

Mortgage

Document Number	0017320648
Date	Jul 30, 2019
Book Page	001732/000648
Instrument	5534

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 29, 2029

Interest

Rate Type	Adjustable Rate
Rate	2%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	357 RIDGELAND CIR, HOWARD, OH 43028-8301
Document Number	0017100779
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	357 RIDGELAND CIR HOWARD OH 430288301, HOWARD, OH 43028-8301

Mortgage

Document Number	0017100779
Date	Feb 28, 2019
Book Page	001710/000779
Instrument	1399

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	357 RIDGELAND CIR, HOWARD, OH 43028-8301
Document Number	0016730269
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8667 WILMETTE CT POWELL OH 430659203, POWELL, OH 43065-9203

Mortgage

Document Number	0016730269
Date	Jun 8, 2018
Book Page	001673/000269
Instrument	4511

Lender

Name	FIRST KNOX NAT'L BK
Type	Bank
Address	MOUNT VERNON, OH 43050

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KNOX OH
Recording Date	Apr 30, 2018
Property Address	357 RIDGELAND CIR, HOWARD, OH 43028-8301
Document Number	0016670211
Book / Page	001667 / 000211
Instrument Date	Apr 24, 2018
Instrument	3331
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8667 WILMETTE CT POWELL OH 430659203, POWELL, OH 43065-9203

Tax Assessment & Valuation

The 2025 property tax bill for 357 Ridgeland Cir was $121, down 0.8% from the year before.

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Howard Township
Unified School District	East Knox Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$7,280 Land $7,280
2025	$121.00 (-0.82%)	$2,550 (-) Land $2,550
2024	$122.00	$2,550 (-) Land $2,550
2023	$122.00 (+20.79%)	$2,550 (+44.89%) Land $2,550	$7,280 Land $7,280
2022	$101.00	$1,760 Land $1,760
2020			$5,020 Land $5,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 357 Ridgeland Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 357 Ridgeland Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNOX COUNTY WATER AND WASTEWATER PWS private · serves 8,250 people · EPA ID OH4202012
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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