Clay County property record for 357 Ridge View Ln, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,878 sqft · built 1991 |
| Lot Size | 1.31 acres (57,064 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $158,000 (Jun 2020) |
| Tax Bill | $882 (2026) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 544900838953 |
| Primary APN | 544900838953 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 3 Half Baths |
| Building Area | 1,878 sqft Heated Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 57,064 sqft (1.31 acres) |
| Account Number | 618495000 |
|---|---|
| Street Address | 357 RIDGE VIEW LN |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-7321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 UNIT 3 CHERRY MTN |
| Legal Subdivision | CHERRY MOUNTAIN |
| Legal Lot Number | 2 |
| Legal Unit | 3 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HAYESVILLE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 950201 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 357 RIDGE VIEW LN, HAYESVILLE, NC 28904-7321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2020 · Amount on Record |
| Deed Sale | Jun 22, 2020 · Amount on Record |
| Deed Document Number | 20201376 |
| Deed Book / Page | 441 / 46 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Jun 22, 2020 |
| Property Address | 357 RIDGE VIEW LN, HAYESVILLE, NC 28904-7321 |
| Document Number | 0000441/46 |
| Book / Page | 441 / 46 |
| Map Reference | CAB 2 SL 507 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 2020001376 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $316.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 357 RIDGE VIEW LN, HAYESVILLE, NC 28904-7321 |
| Document Number | 2020001377 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 2020001377 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $882.00 (-1.34%) | $252,400 (+49.35%) Land $53,100 Building $199,300 | $252,400 (+49.35%) Land $53,100 Building $199,300 |
| 2025 | $894.00 (+15.06%) | $169,000 (-) Land $53,100 Building $115,900 | $169,000 (-) Land $53,100 Building $115,900 |
| 2023 | $777.00 | $169,000 Land $53,100 Building $115,900 | $169,000 Land $53,100 Building $115,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Frontier DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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