357 Ridge Rd, Broadalbin, NY 12025 Property Records

Fulton County and Broadalbin Town property record for 357 Ridge Rd, Broadalbin, NY 12025

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 bd · 2.5 ba · 2,464 sqft · built 2002
Lot Size	14.6 acres (635,976 sqft)
Owner	Individual Name on File
Last Sale	$23,000 (Feb 2003)
Tax Bill	$8,120 (2025)
Deeds & Mortgages	Oct 2021 Refinance Oct 2021 Refinance + 4 more
APN	`172289 153.-3-35`

Property Details

APN / Parcel Number

Primary APN	`172289 153.-3-35`
Alternative APNs	`228915300000030350000000` `03010171050`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,464 sqft Living Area
1st Floor Area	1,232 sqft
2nd Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	635,976 sqft (14.6 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	03010171050
Street Address	357 RIDGE RD
City	BROADALBIN
State	NY
Zip	12025-2068
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	01 - NOT Z
Legal Description	LOT 4 OLD PARCEL =03-01- 171.05
Legal Block	3
Legal Lot Number	35.000
Jurisdiction	FULTON NY
Township / Civil Division	BROADALBIN
Census Block Group	1
Census Block	1007
Census Tract	971501

Owner

Source: Fulton County and Broadalbin Town assessment roll, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	357 RIDGE RD, BROADALBIN, NY 12025-2068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION
Oct 20, 2021	Warranty Deed, Transfer · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION
May 22, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
Jul 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION
Jan 3, 2019	Deed, Transfer
Jan 3, 2019	Deed, Transfer · Stand-Alone Refinance KEY BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 28, 2003 · Amount on Record
Deed Sale	Feb 28, 2003 · Amount on Record
Prior Sale	Feb 28, 2003 · Amount on Record
Deed Book / Page	936 / 51
Last Transfer Date	Oct 12, 2021
Transfer Doc	0202170586
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	357 RIDGE RD, BROADALBIN, NY 12025-2068
Transaction Type	Mortgage
Record Updated	Mar 25, 2024
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202170587
Date	Oct 20, 2021
Instrument	2021-70587

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON NY
Recording Date	Oct 20, 2021
Property Address	357 RIDGE RD, BROADALBIN, NY 12025-2068
Document Number	202170586
Instrument Date	Oct 12, 2021
Instrument	2021-70586
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 RIDGE RD, BROADALBIN, NY 12025-2068

Mortgage

Document Number	202170587
Date	Oct 20, 2021
Instrument	2021-70587

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	357 RIDGE RD, BROADALBIN, NY 12025-2068
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201850183
Date	May 22, 2018
Instrument	2018-50183

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	357 RIDGE RD, BROADALBIN, NY 12025-2068
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202062044
Date	Jul 22, 2020
Instrument	2020-62044

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FULTON NY
Recording Date	Jan 3, 2019
Property Address	357 RIDGE RD, BROADALBIN, NY 12025-2068
Document Number	2019/53881
Book / Page	2019 / 53881
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 RIDGE RD, BROADALBIN, NY 12025-2068

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FULTON NY
Recording Date	Jan 3, 2019
Property Address	357 RIDGE RD, BROADALBIN, NY 12025-2068
Document Number	0201953881
Instrument Date	Dec 18, 2018
Instrument	2019-53881
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201953882
Date	Jan 3, 2019
Instrument	2019-53882

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fulton County and Broadalbin Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
County Subdivision	Broadalbin Town
Unified School District	Broadalbin-Perth Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,120.00	$230,000 (-) Land $42,700 Building $187,300	$460,553 (+10.81%) Land $85,503 Building $375,050
2023		$230,000 Land $42,700 Building $187,300	$415,613 Land $77,159 Building $338,454

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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