Mitchell County property record for 357 Reservoir Rd, Spruce Pine, NC 28777
| Property Type | Residential Vacant Land |
|---|---|
| Details | 1,344 sqft · built 2002 |
| Lot Size | 3.36 acres (146,362 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $717 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0890-14-44-3777 |
| Primary APN | 0890-14-44-3777 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 146,362 sqft (3.36 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 555551727 |
|---|---|
| Street Address | 357 RESERVOIR RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-2533 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | MAP 9 BL 1 LOTS 3D 3E |
| Legal Lot Number | 3D |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 950300 |
357 Reservoir Rd, residential vacant land, is owned and occupied by an individual.
Source: Mitchell County records, as of September 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 357 RESERVOIR RD, SPRUCE PINE, NC 28777-2533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 357 Reservoir Rd was $717.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $717.00 | $128,100 (-) Land $39,000 Building $89,100 | |
| 2025 | $717.00 | $128,100 Land $39,000 Building $89,100 | |
| 2023 | $717.00 | $128,100 Land $39,000 Building $89,100 | $128,100 Land $39,000 Building $89,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 357 Reservoir Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2003–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 357 Reservoir Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Zito Media Fiber | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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