357 Red Cedar Dr, Fate (Rockwall), TX 75087 Property Records

Rockwall County property record for 357 Red Cedar Dr, Fate, TX 75087

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,289 sqft · built 2020
Lot Size	0.171 acres (7,427 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,500 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Feb 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R106058`

Property Details

APN / Parcel Number

Primary APN	`R106058`
Alternative APNs	`S5378-000G-0009-00-0R` `106058`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,289 sqft Living Area
Gross Area	4,148 sqft
1st Floor Area	3,289 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,427 sqft (0.171 acres)
Garage Type	Attached
Garage Area	689 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	219 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	357 RED CEDAR DR
City	ROCKWALL
State	TX
Zip	75087-0407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODCREEK PHASE 2-D3, BLOCK G, LOT 9
Legal Subdivision	WOODCREEK PHASE 2-D3
Legal Phase	2
Legal Tract	9
Legal Block	G
Legal Lot Number	9
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	1
Census Block	1005
Census Tract	40406

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11102 PRESQUE ISLE TER, AUSTIN, TX 78754-9703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 27, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 12, 2021
Transfer Doc	0000019984
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	357 RED CEDAR DR, FATE, TX 75087-0407
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004932
Date	Mar 22, 2024
Instrument	20240000004932

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	357 RED CEDAR DR, FATE, TX 75087-0407
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002480
Date	Feb 21, 2023
Instrument	20230000002480

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jul 27, 2021
Property Address	357 RED CEDAR DR, FATE, TX 75087-0407
Document Number	0000019984
Map Reference	FILE 2019000013642
Instrument Date	Jul 12, 2021
Instrument	20210000019984
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 8, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 RED CEDAR DR, FATE, TX 75087-0407

Mortgage

Document Number	0000019985
Date	Jul 27, 2021
Instrument	20210000019985

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,000 (+2.27%) Land $82,500 Building $402,500	$485,000 (+2.27%) Land $82,500 Building $402,500
2025	$7,500.00 (-10.69%) Homeowner's exemption	$474,250 (-9.24%) Land $93,500 Building $380,750	$474,250 (-9.24%) Land $93,500 Building $380,750
2024	$8,398.00 (-8.27%)
2023	$9,155.00 (+268.86%) Homeowner's exemption	$522,558 Land $132,000 Building $390,558	$522,558 Land $132,000 Building $390,558
2021	$2,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
Peoples Communications Fixed Wireless	200 / 40

May also be available: Hotwire Communications, Nextlink, Wi-Five Broadband.

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