357 Prospect St, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 357 Prospect St, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details3,106 sqft · built 1895
Lot Size0.422 acres (18,382 sqft)
Owner2 Individual Names on Record
Last Sale$870,000 (Jul 2007)
Tax Bill$22,739 (2025)
Flood ZoneZone X (minimal risk)
APN51-04104-0000-00006

Property Details

APN / Parcel Number

Primary APN51-04104-0000-00006
Alternative APN
  • 510410400006

Interior

Stories2 Stories
Building Area3,106 sqft Living Area

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Construction TypeFrame
Lot Area18,382 sqft (0.422 acres)
Lot Dimensions162 ft deep x 120 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address357 PROSPECT ST
CityRIDGEWOOD
StateNJ
Zip07450-5137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSZ
Legal Description.422 AC
Legal Block4104
Legal Lot Number6
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group4
Census Block4014
Census Tract47500

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address357 PROSPECT ST, RIDGEWOOD, NJ 07450-5137
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2007 · Amount on Record
Deed SaleJul 17, 2007 · Amount on Record
Deed Document Number200780363
Deed Book / Page9358 / 195
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$786,800 (-) Land $387,200 Building $399,600$786,800 (-) Land $387,200 Building $399,600
2025$22,739.00 (+0.74%)$786,800 (-) Land $387,200 Building $399,600$786,800 (-) Land $387,200 Building $399,600
2024$22,573.00 (+4.98%)
2023$786,800 Land $387,200 Building $399,600$786,800 Land $387,200 Building $399,600
2022$21,503.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1999–2021)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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