Niagara County and Lockport City property record for 357 Prospect St, Lockport, NY 14094 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,484 sqft Living Area |
| Lot Size | 3,049 sqft (0.07 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $115,000 (2021) |
| Tax Bill | $4,474.00 (2025) |
| Primary APN | 6-5994.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,484 sqft Living Area |
| 1st Floor | 883 sqft 1st Floor |
| 2nd Floor | 601 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 3,049 sqft (0.07 acres) |
| Depth X Width | 97 ft x 33 ft Depth x Width |
| Porch Area | 72 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 6-5994.000 |
|---|---|
| Street Address | 357 PROSPECT ST |
| City | LOCKPORT |
| State | NY |
| Zip | 14094-2731 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 21.000 |
| Jurisdiction | NIAGARA NY |
| Minor Civil Division | LOCKPORT |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 23600 |
Source: Niagara County and Lockport City records · APN 6-5994.000
Assessment roll updated April 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 357 PROSPECT ST, LOCKPORT, NY 14094-2731 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 25, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FIRST AMERICAN TITLE INSURANCE |
| Nov 12, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Apr 17, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage M & T BANK |
| Aug 12, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 12, 2021 · Amount on Record |
| Deed Sale | Nov 12, 2021 · Amount on Record |
| Prior Sale | Aug 12, 2019 · Amount on Record |
| Deed Doc Number | 202124020 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 357 PROSPECT ST, LOCKPORT, NY 14094-2731 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 357 PROSPECT ST, LOCKPORT, NY 14094-2731 |
| Document Number | 0000005912 |
|---|---|
| Date | Apr 25, 2023 |
| Instrument | 2023-05912 |
| Name | FIRST AMERICAN TITLE INSURANCE |
|---|---|
| Type | Insurance Company |
| Address | IRVING, TX 75063 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Nov 12, 2021 |
| Property Address | 357 PROSPECT ST, LOCKPORT, NY 14094-2731 |
| Document Number | 0000004020 |
| Map Reference | MB 25 PG 2433 |
| Instrument Date | Oct 21, 2021 |
| Instrument | 2021-24020 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 357 PROSPECT ST, 357, LOCKPORT, NY 14094-2731 |
| Name | Verified Name |
|---|---|
| Address | 130 PARK LANE CIR, LOCKPORT, NY 14094-4749 |
| Document Number | 0000004021 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 2021-24021 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 357 PROSPECT ST, LOCKPORT, NY 14094-2731 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007747 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 2017-07747 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Aug 12, 2019 |
| Property Address | 357 PROSPECT ST, LOCKPORT, NY 14094-2731 |
| Document Number | 0000012970 |
| Instrument Date | Aug 09, 2019 |
| Instrument | 12970 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 TUDOR LN #8 LOCKPORT NY 140943999, 8, LOCKPORT, NY 14094-3999 |
| Document Number | 12971 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 12971 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2049 |
Source: Niagara County and Lockport City records · Assessment roll updated April 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Lockport City |
| Unified School District | Lockport City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,474.00 | $139,000 (+10.32%) Land $2,700 Building $136,300 | $139,000 (+10.32%) Land $2,700 Building $136,300 |
| 2023 | $126,000 Land $2,700 Building $123,300 | $126,000 Land $2,700 Building $123,300 |
357 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Niagara County (36063C), updated November 6, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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