357 Prospect Rd, Chester, NY 10918 Property Records

Orange County and Blooming Grove Town property record for 357 Prospect Rd, Chester, NY 10918

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,700 sqft · built 1986
Lot Size	11.4 acres (496,584 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jul 2019)
Tax Bill	$16,187 (2024)
Deeds & Mortgages	Oct 2021 Refinance Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`332089 44-1-128`

Property Details

APN / Parcel Number

Primary APN	`332089 44-1-128`
Alternative APNs	`208904400000011280000000` `44-1-128`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,700 sqft Living Area
Gross Area	4,045 sqft
1st Floor Area	1,512 sqft
2nd Floor Area	1,188 sqft
Basement Area	745 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	496,584 sqft (11.4 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	425 sqft
Porch	Covered Porch
Porch Area	1,002 sqft
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	44-1-128
Street Address	357 PROSPECT RD
City	CHESTER
State	NY
Zip	10918-4409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 COHEN & MENASHY SUB MAP 6823
Legal Subdivision	COHEN & MENASHY
Legal Block	1
Legal Lot Number	128.0
Jurisdiction	ORANGE NY
Township / Civil Division	BLOOMING GROVE
Census Block Group	2
Census Block	2005
Census Tract	13302

Owner

Source: Orange County and Blooming Grove Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	357 PROSPECT RD, CHESTER, NY 10918-4409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAMILY FIRST FUNDING LLC
Apr 17, 2017	Deed of Trust, Mortgage JP MORGAN CHASE BANK
Jul 2, 2019	Deed, Transfer · Stand-Alone First Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2019 · Amount on Record
Deed Sale	Jul 2, 2019 · Amount on Record
Prior Sale	Sep 16, 1999 · Amount on Record
Deed Document Number	201945529
Deed Book / Page	14588 / 995
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	357 PROSPECT RD, CHESTER, NY 10918-4409
Transaction Type	Mortgage
Record Updated	Apr 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068054
Date	Oct 7, 2021
Book Page	15068/148
Instrument	20210068054

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Nov 1, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	357 PROSPECT RD, CHESTER, NY 10918-4409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026964
Date	Apr 17, 2017
Book Page	0000014217/0000001023
Instrument	20170026964

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Amount	Amount Recorded

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Jul 2, 2019
Property Address	357 PROSPECT RD, CHESTER, NY 10918-4409
Document Number	0000045529
Book / Page	14588 / 995
Instrument Date	May 30, 2019
Instrument	20190045529
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 VALLEY TRL, MONROE, NY 10950-6621

Mortgage

Document Number	0000045530
Date	Jul 2, 2019
Instrument	20190045530

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000045529
Date	Jul 2, 2019
Book Page	14588/995
Instrument	20190045529

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Orange County and Blooming Grove Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Blooming Grove Town
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,400 (-) Land $20,800 Building $42,600	$723,700 (+18.6%)
2024	$16,187.00
2023		$63,400 (-) Land $20,800 Building $42,600	$610,200 (+22.7%) Land $200,192 Building $410,008
2022		$63,400 Land $20,800 Building $42,600	$497,300 Land $163,152 Building $334,148

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 98.2% of New York
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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