357 Prairie Waters Dr, Columbus, MS 39701 Property Records

Lowndes County property record for 357 Prairie Waters Dr, Columbus, MS 39701

Property Summary

Property Type	Single Family Home
Details	2 ba · 4,417 sqft · built 2018
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Jun 2018)
Tax Bill	$5,119 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Jun 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`13E240001210`

Property Details

APN / Parcel Number

Primary APN	`13E240001210`
Alternative APNs	`030510` `30510`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	4,417 sqft Adjusted Area
1st Floor Area	2,937 sqft
2nd Floor Area	881 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	69,696 sqft (1.6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	030510
Street Address	357 PRAIRIE WATERS DR
City	COLUMBUS
State	MS
Zip	39701-9602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4-LOT 83 PRAIRIE WATERS DR
Legal Range	17E
Legal Township	19N
Legal Section	32
Legal Subdivision	PRAIRIE WATERS
Legal Lot Number	83
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	2
Census Block	2098
Census Tract	1000

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	357 PRAIRIE WATERS DR, COLUMBUS, MS 39701-9602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2018	Deed of Trust, Mortgage BANCORPSOUTH
Jun 5, 2018	Warranty Deed, Transfer · Construction Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2018 · Amount on Record
Deed Sale	Jun 5, 2018 · Amount on Record
Prior Sale	Jun 15, 2006
Deed Document Number	0020183834
Deed Book / Page	2018 / 3834
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	357 PRAIRIE WATERS DR, COLUMBUS, MS 39701-9602
Document Number	0020186677
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2778 WAST JACKSON ST TUPELO MS 38801, TUPELO, MS 38801

Mortgage

Document Number	0020186677
Date	Dec 21, 2018
Book Page	002018/026677

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jun 5, 2018
Property Address	357 PRAIRIE WATERS DR, COLUMBUS, MS 39701-9602
Document Number	0020183834
Book / Page	002018 / 003834
Instrument Date	May 29, 2018
Transaction Type	Transfer
Record Updated	Jun 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	83 AZALEA DR COLUMBUS MS 397051761, COLUMBUS, MS 39705-1761

Mortgage

Document Number	20181581
Date	Jun 5, 2018
Book Page	002018/011581

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 4, 2019

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,119.00 (+0.89%) Homeowner's exemption	$56,346 (+17.79%)	$563,460 (+17.79%) Land $45,000 Building $518,460
2024	$5,074.00 (+19.59%)
2023	$4,243.00 Homeowner's exemption	$47,835	$478,350 Land $45,000 Building $433,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	36 (1983–2020)
Claims Outside the SFHA	4 of 36
Most Recent Claim	Feb 2020 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Feb 2019 · 3 claims Severe Storms, Tornadoes & Flooding, May 1991 · 18 claims Severe Storms & Flooding, Feb 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRAIRIE LAND WATER ASSOCIATION, INC public/private · serves 2,500 people · EPA ID MS0440096
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: 4-County Fiber, T-Mobile.

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