357 Pine Grove Rd, Gardners, PA 17324 Property Records

Cumberland County property record for 357 Pine Grove Rd, Gardners, PA 17324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,888 sqft · built 1973
Lot Size	2.43 acres (105,851 sqft)
Owner	Individual Name on Record
Last Sale	$351,000 (May 2024)
Tax Bill	$3,787 (2026)
Deeds & Mortgages	Sep 2026 Construction Loan May 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-14-0146-001`

Property Details

APN / Parcel Number

Primary APN	`08-14-0146-001`
Alternative APN	`08001359`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,888 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1975
Exterior Material	Logs
Lot Area	105,851 sqft (2.43 acres)
Lot Dimensions	451 ft deep x 235 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	357 PINE GROVE RD
City	GARDNERS
State	PA
Zip	17324-8817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	357 PINE GROVE ROAD LAND APPROX 2 ACRES
Jurisdiction	CUMBERLAND PA
Township / Civil Division	DICKINSON
Census Block Group	1
Census Block	1010
Census Tract	12701

Owner

Source: Cumberland County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	357 PINE GROVE RD, GARDNERS, PA 17324-8817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Construction Mortgage AMERICAN MORTGAGE ACCEPTANCE
May 6, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2024 · Amount on Record
Deed Sale	May 6, 2024 · Amount on Record
Deed Document Number	20248247
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND PA
Recording Date	Sep 22, 2026
Property Address	357 PINE GROVE RD, GARDNERS, PA 17324-8817
Document Number	0000021011
Instrument Date	Sep 14, 2026
Instrument	202621011
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 PINE GROVE RD, GARDNERS, PA 17324-8817

Mortgage

Document Number	0000021011,
Date	Sep 22, 2026
Instrument	202621011

Lender

Name	AMERICAN MORTGAGE ACCEPTANCE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Apr 1, 2027

Interest

Rate Type	Balloon
Initial Type	Balloon
Max Rate	-1%

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND PA
Recording Date	May 6, 2024
Property Address	357 PINE GROVE RD, GARDNERS, PA 17324-8817
Document Number	0000008247
Instrument Date	May 2, 2024
Instrument	202408247
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount Recorded
Tax	$3,510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 PINE GROVE RD, GARDNERS, PA 17324-8817

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cumberland County
County Subdivision	Dickinson Township
Unified School District	Carlisle Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,787.00 (+5.87%)	$178,300 (-) Land $49,200 Building $129,100
2024	$3,577.00	$178,300 Land $49,200 Building $129,100
2010			$178,300 Land $49,200 Building $129,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1996–2011)
Most Recent Claim	Mar 2011 · rainfall accumulation
Claims by Event	Flooding Associated With Tropical Depression Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 97.1% of Pennsylvania
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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