357 Pearl St, Jackson, OH 45640 Property Records

Jackson County property record for 357 Pearl St, Jackson, OH 45640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,724 sqft · built 1922
Lot Size	0.25 acres (10,899 sqft)
Owner	Individual Name on File
Tax Bill	$3,488 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`H140090006400`

Property Details

APN / Parcel Number

Primary APN	`H140090006400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,724 sqft Living Area
1st Floor Area	676 sqft
Attic	Attic
Attic Area	160 sqft
Basement Area	338 sqft
Finished Basement	338 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Aluminum/Vinyl
Lot Area	10,899 sqft (0.25 acres)
Lot Dimensions	173 ft deep x 63 ft wide
Garage Area	2,016 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab
Porch Area	66 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	357 PEARL ST
City	JACKSON
State	OH
Zip	45640-1756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JACKSON LOT #99
Jurisdiction	JACKSON OH
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2023
Census Tract	957500

Owner

Source: Jackson County records · APN H140090006400

Assessment roll updated March 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	357 PEARL ST, JACKSON, OH 45640-1756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	357 PEARL ST, JACKSON, OH 45640-1756
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	148/1875
Date	Jul 07, 2020
Book Page	148/1875
Instrument	202000002041

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jun 27, 2035

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated March 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,488.00 (-3.27%)	$71,420 (-) Land $8,610 Building $62,810	$204,060 (-) Land $24,590 Building $179,470
2023	$3,606.00 (+26.04%)	$71,420 (+27.31%) Land $8,610 Building $62,810
2022	$2,861.00	$56,100 Land $8,320 Building $47,780
2020			$204,060 Land $24,590 Building $179,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 18, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
Cincinnati Bell Fixed Wireless	100 / 20

Based on FCC filings for 475 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF JACKSON serves 9,691 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.