Penobscot County and Bangor City property record for 357 Pearl St, Bangor, ME 04401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,248 sqft · built 1971 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Company Name on File |
| Tax Bill | $5,365 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | BANG M:051 L:118 |
| Primary APN | BANG M:051 L:118 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Basement Area | 1,000 sqft |
| Unfinished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Account Number | 9891 |
|---|---|
| Street Address | 357 PEARL ST |
| City | BANGOR |
| State | ME |
| Zip | 04401-4149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URD1 |
| Legal Lot Number | 118 |
| Jurisdiction | BANGOR ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 300 |
357 Pearl St, a single family home, is owned by a company.
Source: Penobscot County and Bangor City records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 357 PEARL ST, BANGOR, ME 04401-4149 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage ACADIA FEDERAL CREDIT UNION |
| Nov 4, 2025 | Deed of Trust, Mortgage · Line of Credit ACADIA FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | Apr 14, 2026 |
| Property Address | 357 PEARL ST, BANGOR, ME 04401-4149 |
| Document Number | 0178410077 |
| Book / Page | 17841 / 77 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 20269113 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 357 PEARL ST, BANGOR, ME 04401-4149 |
| Document Number | 0000009113, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 17841/77 |
| Instrument | 20269113 |
| Name | ACADIA FEDERAL CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 357 PEARL ST, BANGOR, ME 04401-4149 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0176880070 |
|---|---|
| Date | Nov 4, 2025 |
| Book Page | 17688/70 |
| Instrument | 31216 |
| Name | ACADIA FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 357 Pearl St was $5,365, up 2.7% from the year before.
Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,365.00 (+2.74%) | $303,100 (+7.67%) Land $43,200 Building $259,900 | |
| 2024 | $5,222.00 (+8.86%) | $281,500 (+12.38%) Land $41,200 Building $240,300 | $327,085 |
| 2023 | $4,797.00 | $250,500 Land $39,600 Building $210,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 357 Pearl St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2007 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 357 Pearl St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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