357 Overlook Trl, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 357 Overlook Trl, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,539 sqft · built 1962
Lot Size	0.362 acres (15,783 sqft)
Owner	Individual Name on Record
Last Sale	$1,059,436 (Jun 2026)
Tax Bill	$10,928 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-240-10136000`

Property Details

APN / Parcel Number

Primary APN	`02-240-10136000`
Alternative APNs	`2-240-10136000` `24010136000`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,539 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	883 sqft
Finished Basement	883 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,783 sqft (0.362 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Enclosed Porch
Porch Area	240 sqft
Deck Area	240 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	24010136000
Street Address	357 OVERLOOK TRL
City	ANNAPOLIS
State	MD
Zip	21401-6635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 7R BK 34 SC A EPPING FOREST
Legal Subdivision	EPPING FOREST
Legal Block	34
Legal Lot Number	7R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2008
Census Tract	702702

Owner

Source: Anne Arundel County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	357 OVERLOOK TRL, ANNAPOLIS, MD 21401-6635
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Mar 4, 2024	Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Mar 4, 2024 · Amount on Record
Deed Book / Page	42449 / 244
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 16, 2026
Property Address	357 OVERLOOK TRL, ANNAPOLIS, MD 21401-6635
Document Number	4244000244
Book / Page	42449 / 244
Instrument Date	Jun 9, 2026
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	EAGLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,070,030.36
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	357 OVERLOOK TRL, ANNAPOLIS, MD 21401-6635

Mortgage

Document Number	4244000253,
Date	Jun 16, 2026
Book Page	42449/253

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 4, 2024
Property Address	357 OVERLOOK TRL, ANNAPOLIS, MD 21401-6635
Document Number	0402720314
Book / Page	40272 / 314
Map Reference	MB 251 FO 14
Instrument Date	Feb 29, 2024
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	357 OVERLOOK TRL, ANNAPOLIS, MD 21401-6635

Mortgage

Document Number	0040272321
Date	Mar 4, 2024
Instrument	40272/321

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Max Rate	10.8%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	357 OVERLOOK TRL, ANNAPOLIS, MD 21401-6635
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 OVERLOOK TRL, ANNAPOLIS, MD 21401-6635

Mortgage

Document Number	0360220001
Date	Jan 26, 2021
Book Page	36022/1

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,928.00 (+175.68%) Homeowner's exemption	$789,100 (+8.5%) Land $580,900 Building $208,200	$789,100 (-) Land $580,900 Building $208,200
2023	$3,964.00 Homeowner's exemption	$727,300	$789,100 Land $580,900 Building $208,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2003–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPPING FOREST private · serves 500 people · EPA ID MD0020011
Water Source	Groundwater
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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