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357 Old Beach Rd, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 357 Old Beach Rd, Santa Rosa Beach, FL 32459

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 5,674 sqft · built 1996
Lot Size0.272 acres (11,848 sqft)
Owner2 Trust Names on File
Last Sale$7,250,000 (Dec 2024)
Tax Bill$53,976 (2025)
Deeds & MortgagesApr 2021 Construction Loan
Dec 2024 Sale
+ 1 more
Flood ZoneZone VE (high risk)
APN11-3S-20-34020-000-0170

Property Details

APN / Parcel Number

Primary APN11-3S-20-34020-000-0170
Alternative APNs
  • 11-320-34020-000-0170
  • 1016044

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories3 Stories
Building Area5,674 sqft Living Area
Gross Area7,148 sqft
1st Floor Area773 sqft
FlooringTile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Roof TypeCathedral/Clerestory
Roof MaterialOther
Lot Area11,848 sqft (0.272 acres)
Lot Dimensions237 ft deep x 50 ft wide
Garage TypeAttached
Garage Area242 sqft
PorchSlab
Porch Area1,342 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address357 OLD BEACH RD
CitySANTA ROSA BEACH
StateFL
Zip32459-4468
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGULF
Legal DescriptionLOT 17 OLD FLORIDA BEACH PB 9-17 OR 970-44 OR 1257-8 OR 2315-566 OR 3190-1815 OR 3343-2684
Legal Range020
Legal Township03S
Legal Section11
Legal SubdivisionOLD FLORIDA BEACH
Legal Block1
Legal Lot Number17
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1023
Census Tract950606

Owner

357 Old Beach Rd is held in a trust since December 2024.

Source: Walton County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address49 W SIENA DR, PLEASANT GROVE, UT 84062-4123
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2021Deed of Trust, Mortgage · Construction Mortgage
FNBT BANK
Dec 3, 2024Warranty Deed, Transfer
UNKNOWN, SCENIC TITLE LLC
Mar 30, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2024 · Amount on File
Deed SaleDec 3, 2024 · Amount on File
Prior SaleMar 30, 2021 · Amount on File
Deed Document Number202441899
Deed Book / Page3343 / 2684
Prior Transfer DateMar 9, 2001
Prior Transfer Doc0000664562
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address357 OLD BEACH RD, SANTA ROSA BEACH, FL 32459-4468
Transaction TypeMortgage
Record UpdatedJan 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4042 E COUNTY HIGHWAY 30A C, C, SANTA ROSA BEACH, FL 32459-6476

Mortgage

Document Number0031934545
DateApr 21, 2021
Book Page3193/4545
Instrument20210019415
Lender
NameFNBT BANK
TypeBank
AddressFORT WALTON BEACH, FL 32549
Agreement
TypeConstruction Mortgage
AmountAmount on Record

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateDec 3, 2024
Property Address357 OLD BEACH RD, SANTA ROSA BEACH, FL 32459-4468
Document Number0033432684
Book / Page3343 / 2684
Map ReferenceMB 9 PG 17
Instrument DateNov 27, 2024
Instrument20240041899
Transaction TypeTransfer
Record UpdatedJan 12, 2026
Title CompanyUNKNOWN, SCENIC TITLE LLC

Transaction

AmountAmount on Record
Tax$50,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4042 E COUNTY HIGHWAY 30AC, SANTA ROSA BEACH, FL 32459

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 W SIENA DR, PLEASANT GROVE, UT 84062-4123

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateMar 30, 2021
Property Address357 OLD BEACH RD, SANTA ROSA BEACH, FL 32459-4468
Document Number0031901815
Book / Page3190 / 1815
Map ReferenceMB 9 PG 17
Instrument DateMar 12, 2021
Instrument20210015279
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$27,300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 545, CAPE GIRARDEAU, MO 63702-0545

Transferred To (Grantee/Buyer)

NameVerified Name
Address4042 E COUNTY HIGHWAY 30A UNIT C, C, SANTA ROSA BEACH, FL 32459-6476

Tax Assessment & Valuation

The 2025 property tax bill for 357 Old Beach Rd was $53,976.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$53,976.00$5,973,687 Land $2,736,000 Building $3,237,687$5,973,687 Land $2,736,000 Building $3,237,687
2023$26,515.00 (+8.92%)$2,950,733 (+12.33%) Land $2,394,000 Building $556,733$2,950,733 (+12.33%) Land $2,394,000 Building $556,733
2022$24,343.00$2,626,802 Land $2,228,749 Building $398,053$2,626,802 Land $2,228,749 Building $398,053

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 357 Old Beach Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 413 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies725 units insured
incl. 312 condo units
Nearby Flood Claims12 (2005–2025)
Claims Outside the SFHA10 of 12
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 357 Old Beach Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Mediacom Xtream
Cable · Fiber		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Wildstar Networks
Fixed Wireless		200 / 50
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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