Jefferson County property record for 357 Oak Trce, Hoover, AL 35244
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,162 sqft · built 1993 |
| Lot Size | 0.286 acres (12,489 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $311,000 (Nov 2014) |
| Tax Bill | $3,154 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-00-27-3-000-010.001 |
| Primary APN | 39-00-27-3-000-010.001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,162 sqft Living Area |
| Gross Area | 4,562 sqft |
| 1st Floor Area | 1,441 sqft |
| Upper Floors Area | 1,441 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 12,489 sqft (0.286 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 652 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 63407 |
|---|---|
| Old Parcel Number | 39273000010001RR00 |
| Street Address | 357 OAK TRCE |
| City | HOOVER |
| State | AL |
| Zip | 35244-4514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PI |
| Legal Description | LOT 629 TRACE CROSSINGS SIXTH SECTOR 27/50 |
| Legal Range | 03W |
| Legal Township | 19S |
| Legal Section | 27 |
| Legal Quarter | SW |
| Legal Subdivision | TRACE CROSSINGS 6TH SEC |
| Legal Lot Number | 629 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | HOOVER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14410 |
Source: Jefferson County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 357 OAK TRCE, HOOVER, AL 35244-4514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AVADIAN CREDIT UNION |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional with PMI OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2014 · Amount on Record |
| Deed Sale | Nov 14, 2014 · Amount on Record |
| Deed Document Number | 20141114001044170 |
| Deed Book / Page | 201418 / 6847 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 357 OAK TRCE, HOOVER, AL 35244-4514 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 357 OAK TRCE, HOOVER, AL 35244-4514 |
| Document Number | 2021095474 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2021095474 |
| Name | AVADIAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 357 OAK TRCE, HOOVER, AL 35244-4514 |
| Document Number | 0000055835 |
| Instrument Date | May 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 357 OAK TRCE HOOVER AL 352444514, HOOVER, AL 35244-4514 |
| Document Number | 0000055835 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 55835 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35216 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Jefferson County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Hoover City |
| Unified School District | Hoover City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,154.00 (+27.49%) Homeowner's exemption | $44,180 (+10.34%) | $456,700 (+14.09%) Land $121,500 Building $335,200 |
| 2023 | $40,040 Land $8,102 Building $31,938 | $400,300 Land $81,000 Building $319,300 | |
| 2022 | $2,474.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2014–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2021 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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