357 Nursery Rd, Monticello, FL 32344 Property Records

Jefferson County property record for 357 Nursery Rd, Monticello, FL 32344

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,836 sqft · built 2015
Lot Size	6.03 acres (262,667 sqft)
Owner	2 Individual Names on File
Last Sale	$549,900 (Aug 2022)
Tax Bill	$5,832 (2025)
Deeds & Mortgages	Aug 2022 Sale Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-2N-5E-0000-001H-0000`

Property Details

APN / Parcel Number

Primary APN	`20-2N-5E-0000-001H-0000`
Alternative APN	`10980`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,836 sqft Living Area
Gross Area	3,036 sqft
1st Floor Area	2,324 sqft
Upper Floors Area	512 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2017
Exterior Material	Hardboard
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	262,667 sqft (6.03 acres)
Lot Width	262,666 ft Width
Garage Area	864 sqft
Porch	Finished Screened Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	357 NURSERY RD
City	MONTICELLO
State	FL
Zip	32344-4847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6.03 ACRES E1/2 OF NE1/4 OF SW1/4 & W1/2 OF NW1/4 OF SE1/4 ORB 705/570 & 739/200
Legal Range	05E
Legal Township	02N
Legal Section	20
Legal Subdivision	SAXON WOODS UN #III-B
Legal Lot Number	46
Jurisdiction	JEFFERSON FL
Township / Civil Division	MONTICELLO
Census Block Group	2
Census Block	2066
Census Tract	250106

Owner

357 Nursery Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Jefferson County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	357 NURSERY RD, MONTICELLO, FL 32344-4847
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Warranty Deed, Transfer NORTH FLORIDA ABSTRACT AND TITLE, NORTH FL ABSTRACT & TTL LLC
Aug 26, 2021	Deed of Trust, Mortgage · Line of Credit CAPITAL CITY BANK
Apr 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2022 · Amount on File
Deed Sale	Aug 2, 2022 · Amount on File
Prior Sale	May 14, 2020 · Amount on File
Deed Document Number	20222346
Deed Book / Page	825 / 787
Prior Transfer Date	Apr 6, 2017
Prior Transfer Doc	0007390200
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON FL
Recording Date	Aug 2, 2022
Property Address	357 NURSERY RD, MONTICELLO, FL 32344-4847
Document Number	0008250787
Book / Page	825 / 787
Instrument Date	Jul 29, 2022
Instrument	202233002346
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	NORTH FLORIDA ABSTRACT AND TITLE, NORTH FL ABSTRACT & TTL LLC

Transaction

Amount	Amount on Record
Tax	$3,849.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 344, MONTICELLO, FL 32345-0344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 NURSERY RD, MONTICELLO, FL 32344-4847

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON FL
Property Address	357 NURSERY RD, MONTICELLO, FL 32344-4847
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	HAYWARD TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 NURSERY RD, MONTICELLO, FL 32344-4847

Mortgage

Document Number	0008090070
Date	Aug 26, 2021
Book Page	809/70
Instrument	202133002880

Lender

Name	CAPITAL CITY BANK
Type	Bank
Address	TALLAHASSEE, FL 32302

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 10, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON FL
Recording Date	Apr 7, 2017
Property Address	357 NURSERY RD, MONTICELLO, FL 32344-4847
Document Number	0007390200
Book / Page	000739 / 000200
Instrument Date	Apr 6, 2017
Instrument	33000814
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 777 MONTICELLO FL 323450777, MONTICELLO, FL 32345-0777

Tax Assessment & Valuation

The 2025 property tax bill for 357 Nursery Rd was $5,832 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,832.00 Homeowner's exemption	$459,556 (+2.9%)	$468,982 (+4.78%) Land $84,420 Building $384,562
2024	$5,832.00 (+2.28%) Homeowner's exemption	$446,604 (+3%)	$447,589 (+3.23%) Land $57,285 Building $390,304
2023	$5,702.00 (+44.94%) Homeowner's exemption	$433,596 (+38.46%) Land $48,240 Building $385,356	$433,596 (+10.71%) Land $48,240 Building $385,356
2022	$3,934.00 Senior Citizen's exemption	$313,156	$391,646 Land $15,508 Building $376,138

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 357 Nursery Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 357 Nursery Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

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