Lorain County property record for 357 Niagara Rd, Vermilion, OH 44089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,430 sqft · built 1991 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,641 (2025) |
| Deeds & Mortgages | Oct 2024 Line of Credit Oct 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00-001-107-015 |
| Primary APN | 01-00-001-107-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,430 sqft Living Area |
| 1st Floor Area | 1,430 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 118 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 154 sqft |
| Patio Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 357 NIAGARA RD |
|---|---|
| City | VERMILION |
| State | OH |
| Zip | 44089-2118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELBERTA BEACH 40 X 118 |
| Legal Subdivision | ELBERTA BEACH FRNT |
| Legal Block | 107 |
| Legal Lot Number | 279 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | BROWNHELM |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 30101 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 296 WOODRIDGE RD, VERMILION, OH 44089-2272 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Oct 10, 2023 | Transfer on Death Deed, Transfer |
| Sep 12, 2023 | Transfer on Death Deed, Transfer |
| Nov 26, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2023 |
| Deed Sale | Oct 10, 2023 |
| Prior Sale | Mar 27, 1998 |
| Deed Document Number | 2023094575 |
| Prior Transfer Date | Nov 26, 2018 |
| Prior Transfer Doc | 2018-0696130 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 357 NIAGARA RD, VERMILION, OH 44089-2118 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 357 NIAGARA RD, VERMILION, OH 44089-2118 |
| Document Number | 0000030373 |
|---|---|
| Date | Oct 21, 2024 |
| Instrument | 2024-0030373 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 10, 2023 |
| Property Address | 357 NIAGARA RD, VERMILION, OH 44089-2118 |
| Document Number | 0000932053 |
| Map Reference | VOL 10 PG 13&14 |
| Instrument Date | Oct 6, 2023 |
| Instrument | 2023-0932053 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 296 WOODRIDGE RD, VERMILION, OH 44089-2272 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 12, 2023 |
| Property Address | 357 NIAGARA RD, VERMILION, OH 44089-2118 |
| Document Number | 0000928868 |
| Map Reference | VOL 10 PG 13&14 |
| Instrument Date | Sep 11, 2023 |
| Instrument | 2023-0928868 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 296 WOODRIDGE RD, VERMILION, OH 44089-2272 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 26, 2018 |
| Property Address | 357 NIAGARA RD, VERMILION, OH 44089-2118 |
| Document Number | 0000696130 |
| Instrument Date | Nov 26, 2018 |
| Instrument | 696130 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 357 NIAGARA RD VERMILION OH 440892118, VERMILION, OH 44089-2118 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Brownhelm Township |
| Municipality | Vermilion City |
| Unified School District | Vermilion Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,641.00 | $51,960 (+%) Land $6,930 Building $45,030 | $148,450 (-) Land $19,800 Building $128,650 |
| 2024 | $2,641.00 (+31.39%) | $51,958 (+34.43%) Land $6,930 Building $45,028 | $148,450 (+34.43%) Land $19,800 Building $128,650 |
| 2023 | $2,010.00 (+0.7%) | $38,651 (+%) Land $6,311 Building $32,340 | $110,430 (-) Land $18,030 Building $92,400 |
| 2022 | $1,996.00 | $38,650 Land $6,310 Building $32,340 | |
| 2021 | $110,430 Land $18,030 Building $92,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERMILION CITY serves 10,594 people · EPA ID OH2201511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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