Lorain County property record for 357 N Prospect St, Oberlin, OH 44074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,810 sqft · built 1997 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,412 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-075-101-097 |
| Primary APN | 09-00-075-101-097 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,810 sqft Living Area |
| 1st Floor Area | 432 sqft |
| 2nd Floor Area | 1,028 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 194 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 502 sqft |
| Patio Area | 16 sqft |
| Heating System | HVAC |
|---|
| Street Address | 357 N PROSPECT ST |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-1034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRNT 0075.00 DPTH 0193.99 |
| Legal Subdivision | HOLLYWOOD |
| Legal Block | 101 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | OBERLIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 60200 |
357 N Prospect St is owned and occupied by an individual.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 357 N PROSPECT ST, OBERLIN, OH 44074-1034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 357 N Prospect St was $3,412.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Oberlin City |
| Unified School District | Oberlin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,412.00 | $72,070 Land $18,120 Building $53,950 | $205,920 Land $51,770 Building $154,150 |
| 2023 | $2,677.00 (+2.72%) | $48,462 (+%) Land $11,813 Building $36,649 | $138,460 Land $33,750 Building $104,710 |
| 2022 | $2,606.00 | $48,460 Land $11,810 Building $36,650 | |
| 2021 | $138,460 Land $33,750 Building $104,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 357 N Prospect St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 357 N Prospect St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | RURAL LORAIN CO. WATER A |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cable Co-op Cable · Fiber in parts of the area | 1,000 / 50 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
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