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357 N Nappanee St, Nappanee, IN 46550 Property Records

Elkhart County property record for 357 N Nappanee St, Nappanee, IN 46550

Property Summary

Property TypeCommercial
Details3,342 sqft · built 1944
Lot Size0.218 acres (9,496 sqft)
Owner2 Individual Names on File
Last Sale$146,300 (Aug 2025)
Tax Bill$3,427 (2024)
Deeds & MortgagesSep 2026 Mortgage
Jan 2023 Sale
Flood ZoneZone X (minimal risk)
APN20-13-36-276-001.000-021

Property Details

APN / Parcel Number

Primary APN20-13-36-276-001.000-021
Alternative APN
  • 1336276001021

Interior

Stories1 Story
Building Area3,342 sqft Gross Area
1st Floor Area3,342 sqft

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1950
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Fire ResistanceWood or Wood & Steel Frame
Lot Area9,496 sqft (0.218 acres)
Garage TypeCarport
Garage Area783 sqft
CarportCarport
Carport Area783 sqft
Parking Spaces3 Parking Spaces
PorchEnclosed Porch
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address357 N NAPPANEE ST
CityNAPPANEE
StateIN
Zip46550-1625
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeZO01
Legal DescriptionFAHLSTROMS 3RD LOT 81 N 6FT LOT 80
Legal SubdivisionFAHLSTROMS 3RD
Legal Block276
Legal Lot Number81,80
JurisdictionELKHART IN
Township / Civil DivisionLOCKE
Census Block Group4
Census Block4015
Census Tract1200

Owner

357 N Nappanee St, a commercial property, is owned by two individuals who bought it in August 2025.

Source: Elkhart County records, as of October 16, 2026

Owner of Record2 Individual Names on File
Mailing Address506 E FAIRVIEW AVE, SOUTH BEND, IN 46614-1232
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK
Jan 4, 2023Special Warranty Deed, Transfer
MERIDIAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2025 · Amount on File
Deed SaleAug 6, 2025 · Amount on File
Prior SaleJan 4, 2023
Deed Document Number202513378
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKHART IN
Recording DateSep 28, 2026
Property Address357 N NAPPANEE ST, NAPPANEE, IN 46550-1625
Document Number0000018360
Instrument DateSep 22, 2026
Instrument202618360
Transaction TypeMortgage
Record UpdatedOct 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address357 N NAPPANEE ST, NAPPANEE, IN 46550-1625

Mortgage

Document Number0000018360,
DateSep 28, 2026
Instrument202618360
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

January 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionELKHART IN
Recording DateJan 4, 2023
Property Address357 N NAPPANEE ST, NAPPANEE, IN 46550-1625
Document Number0000000125
Map ReferenceDD 75 PG 567
Instrument DateDec 28, 2022
Instrument2023-00125
Transaction TypeTransfer
Record UpdatedJan 16, 2023
Title CompanyMERIDIAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 N MAIN ST STE 1, 1, MIDDLEBURY, IN 46540-8986

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyElkhart County
County SubdivisionLocke Township
MunicipalityNappanee City
Unified School DistrictWa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$144,900 (+18.97%) Land $15,300 Building $129,600$144,900 (+18.97%) Land $15,300 Building $129,600
2024$3,427.00$121,800 (+17.91%) Land $15,300 Building $106,500$121,800 (+17.91%) Land $15,300 Building $106,500
2023$103,300 (-) Land $15,300 Building $88,000$103,300 (-) Land $15,300 Building $88,000
2022Additional exemption filed$103,300 Land $15,300 Building $88,000$103,300 Land $15,300 Building $88,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 357 N Nappanee St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 357 N Nappanee St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPPANEE WATER UTILITY
serves 6,800 people · EPA ID IN5220016
Water SourceGroundwater
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
New Paris Telephone Company
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
Mercury Fiber
Fixed Wireless		150 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Fourway, Verizon, Xfinity.

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