357 N Main St, Memphis, TN 38103 Property Records

Shelby County property record for 357 N Main St, Memphis, TN 38103

Property Summary

Property Type	Commercial Office
Details	4,000 sqft · built 1904
Lot Size	0.082 acres (3,564 sqft)
Owner	Company Name on Record
Last Sale	$525,000 (Feb 2018)
Tax Bill	$2,288 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-1016-0-0006`

Property Details

APN / Parcel Number

Primary APN	`00-1016-0-0006`

Interior

Stories	1 Story
Building Area	4,000 sqft Gross Area
1st Floor Area	2,000 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Construction Type	Frame
Fire Resistance	Fireproof Reinforced Concrete
Lot Area	3,564 sqft (0.082 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	357 N MAIN ST
City	MEMPHIS
State	TN
Zip	38103-1529
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	MU
Legal Description	WS MAIN COR ALLEY
Legal Subdivision	CITY OF MEMPHIS
Legal Lot Number	152
Jurisdiction	SHELBY TN
Township / Civil Division	8
Census Block Group	2
Census Block	2025
Census Tract	11300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Pinch-North Main Commercial District listed 1979 · 37 contributing resources · NRIS 79002477

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	357 N MAIN ST, MEMPHIS, TN 38103-1529
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Commercial Mortgage COGENT BANK
Sep 24, 2020	Loan Modification, Mortgage RENASANT BK
Feb 28, 2018	Warranty Deed, Transfer RENASANT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2018 · Amount on Record
Deed Sale	Feb 28, 2018 · Amount on Record
Prior Sale	Oct 17, 2013 · Amount on Record
Deed Document Number	201819142
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	357 N MAIN ST, MEMPHIS, TN 38103-1529
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021085596
Date	Jul 14, 2021
Instrument	21085596

Lender

Name	COGENT BANK
Type	Bank
Address	MEMPHIS, TN 38120

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY TN
Property Address	357 N MAIN ST, MEMPHIS, TN 38103-1529
Document Number	0000104681
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	357 N MAIN ST MEMPHIS TN 381031529, MEMPHIS, TN 38103-1529

Mortgage

Document Number	0000104681
Date	Sep 28, 2020
Instrument	104681

Lender

Name	RENASANT BK
Type	Bank

Agreement

Amount	Amount Recorded

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Feb 28, 2018
Property Address	357 N MAIN ST, MEMPHIS, TN 38103-1529
Document Number	0000019142
Instrument Date	Feb 22, 2018
Instrument	19142
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,943.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	357 N MAIN ST MEMPHIS TN 381031529, MEMPHIS, TN 38103-1529

Mortgage

Document Number	19182
Date	Feb 28, 2018
Instrument	19182

Lender

Name	RENASANT BK
Type	Bank
Address	GERMANTOWN, TN 38138

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 27, 2023

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,288.00 (-52.38%)	$85,080 (+7.86%) Land $36,960 Building $48,120	$212,700 (+7.86%) Land $92,400 Building $120,300
2023		$78,880 Land $32,880 Building $46,000
2022	$4,805.00
2021			$197,200 Land $82,200 Building $115,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Gigafy.

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