Oceana County property record for 357 N Hancock St, Pentwater, MI 49449
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.454 acres (19,816 sqft) |
| Owner | Individual Name on File |
| Last Sale | $73,000 (Aug 2010) |
| Tax Bill | $1,783 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-409-006-00 |
| Primary APN | 044-409-006-00 |
|---|
| Lot Area | 19,816 sqft (0.454 acres) |
|---|
| Street Address | 357 N HANCOCK ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449-8934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 357 N HANCOCK ST MLC-L2009P25192 WD-L2010P13321 BLK 9 - PLAT OF MIDDLESEX VILLAGE OF PENTWATER LOT 6 & N 35 FT LOT 3 |
| Legal Subdivision | PLAT OF MIDDLESEX |
| Legal Block | 9 |
| Legal Lot Number | 3-6 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 10800 |
357 N Hancock St is owned by an individual who bought it in August 2010.
Source: Oceana County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 CITRUS DR, WINTER HAVEN, FL 33884-1504 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2010 · Amount on File |
| Deed Sale | Aug 16, 2010 · Amount on File |
| Deed Book / Page | 2010 / 13321 |
| Prior Transfer Date | Apr 9, 2007 |
| Prior Transfer Doc | 2007008128 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 357 N Hancock St was $1,783.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,100 (+4.39%) Land $95,100 | $190,200 (+4.39%) Land $190,200 | |
| 2025 | $1,783.00 | $91,100 Land $91,100 | $182,200 Land $182,200 |
| 2023 | $58,100 Land $58,100 | $116,200 (-) Land $116,200 | |
| 2022 | $1,539.00 | $116,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 357 N Hancock St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Nearby Flood Policies | 28 units insured incl. 17 condo units |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 357 N Hancock St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENTWATER serves 857 people · EPA ID MI0005260 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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