Monroe County property record for 357 N Dover Cliffs, Ellettsville, IN 47429
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,724 sqft · built 1992 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Sep 2021) |
| Tax Bill | $1,772 (2025) |
| Deeds & Mortgages | Apr 2006 Mortgage Oct 2014 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-02300-39 |
| Primary APN | 009-02300-39 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,724 sqft Living Area |
| 1st Floor Area | 1,724 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 93 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 009-02300-39 |
|---|---|
| Street Address | 357 N DOVER CLFS |
| City | ELLETTSVILLE |
| State | IN |
| Zip | 47429-1061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PADDINGTON PARK LOT 217 |
| Legal Subdivision | PADDINGTON PARK ADD |
| Legal Lot Number | 217 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | RICHLAND |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 1303 |
357 N Dover Cliffs is owned and occupied by an individual who bought it in September 2021.
Source: Monroe County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 357 N DOVER CLFS, ELLETTSVILLE, IN 47429-1061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2006 | Deed of Trust, Mortgage · ARM HOME 123 CORP |
| Oct 2, 2014 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME FINANCIAL LLC |
| Jun 2, 2015 | Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP |
| Aug 13, 2007 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO FINANCIAL BANK |
| Sep 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2021 · Amount on File |
| Deed Sale | Sep 13, 2021 · Amount on File |
| Deed Document Number | 202117651 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 357 N DOVER CLFS, ELLETTSVILLE, IN 47429-1061 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2006006601 |
|---|---|
| Date | Apr 4, 2006 |
| Instrument | 2006006601 |
| Name | HOME 123 CORP |
|---|---|
| Address | IRVINE, CA 92612 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.65% |
| Type Change Date | Apr 1, 2008 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.65% |
| Max Rate At Change | 8.15% |
| Index | 6-Month LIBOR |
| Max Rate | 13.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 357 N DOVER CLFS, ELLETTSVILLE, IN 47429-1061 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2014012621 |
|---|---|
| Date | Oct 2, 2014 |
| Instrument | 2014012621 |
| Name | AMERIHOME FINANCIAL LLC |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 357 N DOVER CLFS, ELLETTSVILLE, IN 47429-1061 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2015007011 |
|---|---|
| Date | Jun 2, 2015 |
| Instrument | 2015007011 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | VIENNA, VA 22182 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 357 N DOVER CLFS, ELLETTSVILLE, IN 47429-1061 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2007014948 |
|---|---|
| Date | Aug 13, 2007 |
| Instrument | 2007014948 |
| Name | WELLS FARGO FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Sep 13, 2021 |
| Property Address | 357 N DOVER CLFS, ELLETTSVILLE, IN 47429-1061 |
| Document Number | 2021017651 |
| Map Reference | MB 8 PG 81&82 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 2021017651 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 357 N DOVER CLFS, ELLETTSVILLE, IN 47429-1061 |
| Investor | Possibly a Property Investor |
| Document Number | 2021017652 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021017652 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 357 N Dover Cliffs was $1,772, down 11.4% from the year before.
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Richland Township |
| Municipality | Ellettsville Town |
| Unified School District | Richland-Bean Blossom Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,772.00 (-11.4%) | $211,600 Land $41,900 Building $169,700 | $211,600 Land $41,900 Building $169,700 |
| 2024 | $2,000.00 | ||
| 2023 | $205,500 (+0.59%) Land $41,100 Building $164,400 | $205,500 (+0.59%) Land $41,100 Building $164,400 | |
| 2022 | $1,975.00 Homeowner's exemption | $204,300 Land $27,900 Building $176,400 | $204,300 Land $27,900 Building $176,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 357 N Dover Cliffs in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 17 (1995–2025) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 357 N Dover Cliffs is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELLETTSVILLE WATER WORKS serves 14,500 people · EPA ID IN5253004 |
|---|---|
| Water Source | Purchased surface water from CITY OF BLOOMINGTON UTILITIES |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Smithville Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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