357 Mystic Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 357 Mystic Brook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,425 sqft · built 2021
Lot Size	0.237 acres (10,337 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Mar 2024)
Tax Bill	$7,627 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Dec 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`T190300047`

Property Details

APN / Parcel Number

Primary APN	`T190300047`
Alternative APN	`2-0049-C631-00-0495.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,425 sqft Living Area
Gross Area	4,279 sqft
1st Floor Area	1,800 sqft
Basement Area	1,422 sqft
Finished Basement	568 sqft
Unfinished Basement	854 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bi-Level
Exterior Material	Stone
Lot Area	10,337 sqft (0.237 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T190300047
Street Address	357 MYSTIC BROOK DR
City	O FALLON
State	MO
Zip	63366-5045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE VLG B #2-C LOT 495
Legal Subdivision	BROOKSIDE VLG B #2-C
Legal Lot Number	495
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2017
Census Tract	312095

Owner

357 Mystic Brook Dr is owned and occupied by two individuals who bought it in March 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	357 MYSTIC BROOK DR, O FALLON, MO 63366-5045
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FCU
Dec 27, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMESITE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2024 · Amount on File
Deed Sale	Mar 15, 2024 · Amount on File
Prior Sale	Dec 27, 2021 · Amount on File
Deed Document Number	20249649
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 15, 2024
Property Address	357 MYSTIC BROOK DR, O FALLON, MO 63366-5045
Document Number	0000009649
Map Reference	MB 50 PG 28
Instrument Date	Mar 7, 2024
Instrument	2024R-009649
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25106 MAPLE CT, NEW PRAGUE, MN 56071-4202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 MYSTIC BROOK DR, O FALLON, MO 63366-5045

Mortgage

Document Number	0000009650
Date	Mar 15, 2024
Instrument	2024R-009650

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

December 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 27, 2021
Property Address	357 MYSTIC BROOK DR, O FALLON, MO 63366-5045
Document Number	0000103159
Map Reference	MB 50 PG 28
Instrument Date	Dec 22, 2021
Instrument	2021R-103159
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 4, 2022
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 RESEARCH PARK DR # DR130, 4, SAINT CHARLES, MO 63304-5638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 MYSTIC BROOK DR, O FALLON, MO 63366-5045

Mortgage

Document Number	0000103160
Date	Dec 27, 2021
Instrument	2021R-103160

Lender

Name	HOMESITE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 357 Mystic Brook Dr was $7,627, up 13.1% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,796 (-)	$646,295 (-) Land $70,000 Building $576,295
2025	$7,627.00 (+13.08%)	$122,796	$646,295 Land $70,000 Building $576,295
2024	$6,745.00
2023		$105,381
2022			$554,639 Land $50,000 Building $504,639

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 357 Mystic Brook Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 357 Mystic Brook Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon, Wisper ISP.

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