Schoharie County and Wright Town property record for 357 Murphy Rd, Schoharie, NY 12157
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,460 sqft · built 1947 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,939 (2026) |
| Deeds & Mortgages | Jul 2006 Mortgage Oct 2009 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 435000 73.-6-1 |
| Primary APN | 435000 73.-6-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,460 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Upper Floors Area | 420 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 47,916 sqft (1.1 acres) |
| Lot Width | 450 ft Width |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 118 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 555J100508 |
|---|---|
| Street Address | 357 MURPHY RD |
| City | SCHOHARIE |
| State | NY |
| Zip | 12157-3803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | 3/03 UNDER CONTRACT |
| Legal Block | 6 |
| Legal Lot Number | 1.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | WRIGHT |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 740700 |
357 Murphy Rd is owned and occupied by an individual.
Source: Schoharie County and Wright Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 357 MURPHY RD, SCHOHARIE, NY 12157-3803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2006 | Deed of Trust, Mortgage QUICKEN LOANS INC |
| Oct 28, 2009 | Deed of Trust, Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 357 MURPHY RD, SCHOHARIE, NY 12157-3803 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001180/0000000256 |
|---|---|
| Date | Jul 27, 2006 |
| Book Page | 0000001180/0000000256 |
| Instrument | 0000457963 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount on Record |
|---|---|
| Term | 282 Months |
| Due | Jan 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 357 MURPHY RD, SCHOHARIE, NY 12157-3803 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001397/0000000237 |
|---|---|
| Date | Oct 28, 2009 |
| Book Page | 0000001397/0000000237 |
| Instrument | 0000512818 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount on Record |
|---|---|
| Term | 327 Months |
| Due | Jan 1, 2037 |
The 2026 property tax bill for 357 Murphy Rd was $1,939 with exemptions applied, down 0.2% from the year before.
Source: Schoharie County and Wright Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Wright Town |
| Unified School District | Schoharie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,939.00 (-0.21%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $1,943.00 | $40,000 Land $17,000 Building $23,000 | $80,000 Land $34,000 Building $46,000 |
| 2023 | $40,000 (-) Land $17,000 Building $23,000 | $78,431 (+17.65%) Land $33,333 Building $45,098 | |
| 2022 | $40,000 Land $17,000 Building $23,000 | $66,667 Land $28,333 Building $38,334 | |
| 2021 | $777.00 | ||
| 2020 | $777.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 357 Murphy Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2007–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 357 Murphy Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
May also be available: Hudson Valley Wireless.
5G (outdoors only) and 4G LTE
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