Carteret County property record for 357 Morristown Rd, Stella, NC 28582
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,341 sqft · built 2024 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $312,000 (Apr 2025) |
| Tax Bill | $1,004 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Apr 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5368.03.10.3932000 |
| Primary APN | 5368.03.10.3932000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,341 sqft Heated Area |
| Gross Area | 2,028 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,522 sqft (0.54 acres) |
| Lot Dimensions | 298 ft deep x 79 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 78588 |
|---|---|
| Street Address | 357 MORRISTOWN RD |
| City | STELLA |
| State | NC |
| Zip | 28582-9755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT D NAUTICAL BUILDERS INC S/D |
| Legal Subdivision | NAUTICAL BUILDERS INC SUBDIVISION |
| Legal Lot Number | D |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 970801 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 357 MORRISTOWN RD, STELLA, NC 28582-9755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Feb 22, 2024 | Deed of Trust, Mortgage · Line of Credit VALIANT BUILDER FINANCE LLC |
| Apr 11, 2025 | Warranty Deed, Transfer · FHA Mortgage ALPHA MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2025 · Amount on Record |
| Deed Sale | Apr 11, 2025 · Amount on Record |
| Deed Document Number | 20251852402 |
| Deed Book / Page | 1852 / 402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 357 MORRISTOWN RD, STELLA, NC 28582-9755 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0018200279 |
|---|---|
| Date | Feb 22, 2024 |
| Book Page | 1820/279 |
| Instrument | 1820279 |
| Name | VALIANT BUILDER FINANCE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SMITHFIELD, NC 27577 |
| Type | Line of Credit |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 11, 2025 |
| Property Address | 357 MORRISTOWN RD, STELLA, NC 28582-9755 |
| Document Number | 0018520402 |
| Book / Page | 1852 / 402 |
| Map Reference | MB 34 PG 694 |
| Instrument Date | Apr 4, 2025 |
| Instrument | 1852402 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $624.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 357 MORRISTOWN RD, STELLA, NC 28582-9755 |
| Document Number | 0001852403 |
|---|---|
| Date | Apr 11, 2025 |
| Instrument | 1852/403 |
| Name | ALPHA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,057 (-) Land $44,250 Building $234,807 | $279,057 (-) Land $44,250 Building $234,807 | |
| 2025 | $1,004.00 | $279,057 Land $44,250 Building $234,807 | $279,057 Land $44,250 Building $234,807 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 12 (1993–2018) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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