357 Mirrormont Dr, Highlands, NC 28741 Property Records

Macon County property record for 357 Mirrormont Dr, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,176 sqft · built 1997
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on Record
Tax Bill	$1,713 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7540372077`

Property Details

APN / Parcel Number

Primary APN	`7540372077`
Alternative APNs	`0503912` `155814` `98430`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Heated Area
1st Floor Area	672 sqft
Upper Floors Area	504 sqft
Basement Area	672 sqft
Finished Basement	672 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gambrel
Roof Material	Metal
Lot Area	37,462 sqft (0.86 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	356 sqft
Deck Area	12 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	155814
Street Address	357 MIRRORMONT DR
City	HIGHLANDS
State	NC
Zip	28741-7037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 11 MIRRORMONT
Legal Subdivision	MIRRORMONT
Legal Lot Number	11
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2079
Census Tract	970501

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	357 MIRRORMONT DR, HIGHLANDS, NC 28741-7037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 5, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 5, 2023
Transfer Doc	000S42/547
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	357 MIRRORMONT DR, HIGHLANDS, NC 28741-7037
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 MIRRORMONT DR, HIGHLANDS, NC 28741-7037

Mortgage

Document Number	00H44/2207
Date	Mar 31, 2026
Book Page	H-44/2207
Instrument	2026001941

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	3530 TORINGDON WAY STE 200, CHARLOTTE, NC 28277

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 5, 2023
Property Address	357 MIRRORMONT DR, HIGHLANDS, NC 28741-7037
Document Number	000S42/547
Book / Page	S-42 / 547
Map Reference	CAB 1 SL 89 PG 10
Instrument Date	Sep 5, 2023
Instrument	2023005483
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 MIRRORMONT DR, HIGHLANDS, NC 28741-7037

Mortgage

Document Number	000S42/550
Date	Sep 5, 2023
Book Page	S-42/550
Instrument	2023005484

Lender

Name	FIRST BANK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,713.00	$532,350 (-) Land $93,330 Building $439,020	$532,350 (-) Land $93,330 Building $439,020
2025		$532,350 (-) Land $93,330 Building $439,020	$532,350 (-) Land $93,330 Building $439,020
2023	$1,647.00	$532,350 Land $93,330 Building $439,020	$532,350 Land $93,330 Building $439,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Vyve Broadband Cable	1,000 / 50

May also be available: Hotwire Communications, Verizon.

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