357 McKay Rd, Amsterdam, NY 12010 Property Records

Fulton County and Perth Town property record for 357 McKay Rd, Amsterdam, NY 12010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,414 sqft · built 2015
Lot Size	4.1 acres (178,596 sqft)
Owner	Individual Name on Record
Tax Bill	$7,905 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2021 Refinance + 1 more
APN	`173600 178.-7-14`

Property Details

APN / Parcel Number

Primary APN	`173600 178.-7-14`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,414 sqft Living Area
1st Floor Area	1,326 sqft
2nd Floor Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	178,596 sqft (4.1 acres)
Lot Width	150 ft Width
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	17,000 sqft
Porch	Slab
Porch Area	656 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	357 MCKAY RD
City	AMSTERDAM
State	NY
Zip	12010-6327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	7
Legal Lot Number	14.000
Jurisdiction	FULTON NY
Township / Civil Division	PERTH
Census Block Group	2
Census Block	2022
Census Tract	971400

Owner

Source: Fulton County and Perth Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	357 MCKAY RD, AMSTERDAM, NY 12010-6327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU
Jan 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SUNMARK FCU
May 24, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONAL UNION BANK KINDERHOOK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	357 MCKAY RD, AMSTERDAM, NY 12010-6327
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202594080
Date	Nov 6, 2025
Instrument	2025-94080

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2040

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	357 MCKAY RD, AMSTERDAM, NY 12010-6327
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202165173
Date	Jan 13, 2021
Instrument	2021-65173

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	357 MCKAY RD, AMSTERDAM, NY 12010-6327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201850231
Date	May 24, 2018
Instrument	2018-50231

Lender

Name	NATIONAL UNION BANK KINDERHOOK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Fulton County and Perth Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
County Subdivision	Perth Town
Unified School District	Broadalbin-Perth Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,905.00 (+0.01%)
2025	$7,904.00	$142,400 (-) Land $18,100 Building $124,300	$418,824 (+8.82%) Land $53,235 Building $365,589
2023		$142,400 Land $18,100 Building $124,300	$384,865 Land $48,919 Building $335,946

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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