357 Live Oaks Dr, Millbrook, AL 36054 Property Records

Elmore County property record for 357 Live Oaks Dr, Millbrook, AL 36054

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,074 sqft · built 2001
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Jan 2024)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-08-27-0-008-016.000`

Property Details

APN / Parcel Number

Primary APN	`15-08-27-0-008-016.000`
Alternative APN	`450460`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,074 sqft Living Area
1st Floor Area	2,074 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	529 sqft
Porch	Slab
Porch Area	139 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	357 LIVE OAKS DR
City	MILLBROOK
State	AL
Zip	36054-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK E LIVE OAKS ESTATE PLAT #1 13/49
Legal Range	17E
Legal Township	18N
Legal Section	27
Legal Subdivision	LIVE OAKS ESTATE
Legal Block	E
Legal Lot Number	5
Jurisdiction	ELMORE AL
Township / Civil Division	ELMORE
Census Block Group	2
Census Block	2038
Census Tract	31100

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	357 LIVE OAKS DR, MILLBROOK, AL 36054-2520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE FUNDING
Jan 22, 2024	Intrafamily Transfer, Transfer
Jun 3, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 16, 2020	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2024 · Amount on File
Deed Sale	Jan 22, 2024 · Amount on File
Prior Sale	Sep 16, 2020 · Amount on File
Deed Book / Page	2024 / 2811
Prior Transfer Date	Jan 19, 2024
Prior Transfer Doc	02024/2811
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Recording Date	Aug 10, 2026
Property Address	357 LIVE OAKS DR, MILLBROOK, AL 36054-2520
Document Number	0000712441
Book / Page	2026 / 49876
Instrument Date	Mar 17, 2026
Instrument	2026712441
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 LIVE OAKS DR, MILLBROOK, AL 36054-2520

Mortgage

Document Number	0000712441,
Date	Aug 10, 2026
Book Page	2026/49876
Instrument	2026712441

Lender

Name	MORTGAGE FUNDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELMORE AL
Recording Date	Jan 22, 2024
Property Address	357 LIVE OAKS DR, MILLBROOK, AL 36054-2520
Document Number	02024/2811
Book / Page	2024 / 2811
Map Reference	MB 13 PG 49
Instrument Date	Jan 19, 2024
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	357 LIVE OAKS DR, MILLBROOK, AL 36054-2520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 LIVE OAKS DR, MILLBROOK, AL 36054-2520

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	357 LIVE OAKS DR, MILLBROOK, AL 36054-2520
Transaction Type	Mortgage
Record Updated	Jun 20, 2022
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/35370
Date	Jun 3, 2022
Book Page	2022/35370

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jun 1, 2049

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Sep 16, 2020
Property Address	357 LIVE OAKS DR, MILLBROOK, AL 36054-2520
Document Number	2020/66409
Book / Page	2020 / 66409
Map Reference	MB 13 PG 49
Instrument Date	Sep 15, 2020
Transaction Type	Transfer
Record Updated	Mar 3, 2022
Title Company	RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4820 CAMP GRANDVIEW RD, 4820, MILLBROOK, AL 36054-2121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 OAK TREE LOOP # FIVE, 5, MILLBROOK, AL 36054-2377

Mortgage

Document Number	0202066412
Date	Sep 16, 2020
Instrument	2020/66412

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Municipality	Millbrook City
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption	$23,560 (-3.31%)	$235,670 (-3.28%) Land $35,000 Building $200,670
2023		$24,367 (+14.95%) Land $3,500 Building $20,867	$243,670 (+14.95%) Land $35,000 Building $208,670
2022		$21,198 Land $3,500 Building $17,698	$211,980 Land $35,000 Building $176,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLBROOK UTILITIES serves 5,451 people · EPA ID AL0000539
Water Source	Purchased surface water from FIVE STAR WATER SUPPLY DISTRICT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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