357 Lake Dr, Smyrna, DE 19977 Property Records

Kent County property record for 357 Lake Dr, Smyrna, DE 19977

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,374 sqft · built 1964
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$209,000 (May 2018)
Tax Bill	$1,324 (2026)
Deeds & Mortgages	May 2018 Sale & Mortgage Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`1-17-019.05-02-33.00-000`

Property Details

APN / Parcel Number

Primary APN	`1-17-019.05-02-33.00-000`
Alternative APNs	`DC17019.050233.00/000` `2141`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,374 sqft Living Area
Basement Area	1,374 sqft
Finished Basement	1,030 sqft
Unfinished Basement	344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	142 ft deep x 90 ft wide
View / Lot	Major Street/Thoroughfare
Garage Type	Finished
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2141
Street Address	357 LAKE DR
City	SMYRNA
State	DE
Zip	19977-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COTTAGE DALE ACRES SEC 2, LOT 55 357 LAKE DRIVE
Legal Subdivision	COTTAGE DALE ACRES
Legal Lot Number	55
Jurisdiction	KENT DE
Township / Civil Division	SMYRNA
Census Block Group	1
Census Block	1046
Census Tract	40204

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	357 LAKE DR, SMYRNA, DE 19977-1320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2018	Deed, Transfer · ARM MEMBER FIRST MORTGAGE LLC
Feb 1, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2018 · Amount on Record
Deed Sale	May 17, 2018 · Amount on Record
Prior Sale	Feb 1, 2017 · Amount on Record
Deed Document Number	2018340752
Deed Book / Page	9122 / 278
Record Updated	Oct 29, 2026

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	May 17, 2018
Property Address	357 LAKE DR, SMYRNA, DE 19977-1320
Document Number	0000340752
Book / Page	9122 / 278
Instrument Date	May 14, 2018
Instrument	2018-340752
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	357 LAKE DR, 357, SMYRNA, DE 19977-1320

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	357 LAKE DR, SMYRNA, DE 19977-1320

Mortgage

Document Number	0000340753
Date	May 17, 2018
Instrument	2018-340753

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Min Rate At Change	0.75%
Max Rate At Change	9.75%
Index	3-Year TN
Max Rate	9.75%

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT DE
Recording Date	Feb 1, 2017
Property Address	357 LAKE DR, SMYRNA, DE 19977-1320
Document Number	0000312738
Book / Page	008480 / 000065
Instrument Date	Jan 30, 2017
Instrument	312738
Transaction Type	Transfer
Record Updated	Feb 13, 2017

Transaction

Amount	Amount Recorded
Tax	$398.25
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Smyrna Town
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,324.00 (+1.38%)	$311,600 (+486.82%) Land $80,300 Building $231,300
2025	$1,306.00 (-7.38%)
2023	$1,410.00	$53,100 Land $17,200 Building $35,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMYRNA WATER DEPARTMENT serves 11,813 people · EPA ID DE0000657
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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