Bergen County and Ridgewood Village property record for 357 Jefferson St, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 4,125 sqft · built 1930 |
| Lot Size | 0.591 acres (25,744 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,000 (Oct 2015) |
| Tax Bill | $26,181 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jul 2022 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-05008-0000-00001 |
| Primary APN | 51-05008-0000-00001 |
|---|---|
| Alternative APN |
|
| Building Area | 4,125 sqft Living Area |
|---|
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 25,744 sqft (0.591 acres) |
| Lot Dimensions | 184 ft deep x 140 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 357 JEFFERSON ST |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-2211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .591 AC |
| Legal Subdivision | GLEN RDG HOMES |
| Legal Block | 5008 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 47100 |
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 357 JEFFERSON ST, RIDGEWOOD, NJ 07450-2211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 15, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| May 20, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 14, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance SPENCER SAVINGS BANK |
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Nov 21, 2019 | Deed of Trust, Mortgage ALLY CAP |
| Jan 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NEW YORK UNIV FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2015 · Amount on Record |
| Deed Sale | Oct 15, 2015 · Amount on Record |
| Prior Sale | Jan 29, 1990 · Amount on Record |
| Deed Document Number | 20157729601 |
| Deed Book / Page | 2076 / 1886 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 357 JEFFERSON ST, RIDGEWOOD, NJ 07450-2211 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 357 JEFFERSON ST, RIDGEWOOD, NJ 07450-2211 |
| Document Number | 0056201307 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | 5620/1307 |
| Instrument | 2025069923 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Sep 24, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 357 JEFFERSON ST, RIDGEWOOD, NJ 07450-2211 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 357 JEFFERSON ST, RIDGEWOOD, NJ 07450-2211 |
| Document Number | 0047411618 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 4741/1618 |
| Instrument | 2022070607 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jun 10, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 357 JEFFERSON ST, RIDGEWOOD, NJ 07450-2211 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0046490880 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 4649/880 |
| Instrument | 2022041143 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 357 JEFFERSON ST, RIDGEWOOD, NJ 07450-2211 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 357 JEFFERSON ST, RIDGEWOOD, NJ 07450-2211 |
| Document Number | 0041561747 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 4156/1747 |
| Instrument | 2021080210 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Apr 20, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 357 JEFFERSON ST, RIDGEWOOD, NJ 07450-2211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031070931 |
|---|---|
| Date | Nov 14, 2018 |
| Book Page | 3107/931 |
| Instrument | 18-080817 |
| Name | SPENCER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 357 JEFFERSON ST, RIDGEWOOD, NJ 07450-2211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0038921630 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 3892/1630 |
| Instrument | 21-000183 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 357 JEFFERSON ST, RIDGEWOOD, NJ 07450-2211 |
| Document Number | 0034451312 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2020 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 357 JEFFERSON ST RIDGEWOOD NJ 074502211, RIDGEWOOD, NJ 07450-2211 |
| Document Number | 0034451312 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 003445/001312 |
| Instrument | 89285 |
| Name | ALLY CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28202-2028 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 19, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 357 JEFFERSON ST, RIDGEWOOD, NJ 07450-2211 |
| Document Number | 0028491340 |
| Book / Page | 002849 / 001340 |
| Instrument Date | Jan 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 357 JEFFERSON ST RIDGEWOOD NJ 074502211, RIDGEWOOD, NJ 07450-2211 |
| Document Number | 0028491340 |
|---|---|
| Date | Jan 26, 2018 |
| Book Page | 002849/001340 |
| Name | NEW YORK UNIV FCU |
|---|---|
| Type | Credit Union |
| Address | NEW YORK, NY 10003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 25, 2033 |
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $905,900 (-) Land $344,000 Building $561,900 | $905,900 (-) Land $344,000 Building $561,900 | |
| 2025 | $26,181.00 (+0.73%) | $905,900 (-) Land $344,000 Building $561,900 | $905,900 (-) Land $344,000 Building $561,900 |
| 2024 | $25,990.00 (+4.98%) | ||
| 2023 | $905,900 Land $344,000 Building $561,900 | $905,900 Land $344,000 Building $561,900 | |
| 2022 | $24,758.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 80 (1980–2024) |
| Claims Outside the SFHA | 2 of 80 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures