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357 Illinois Ave, Valparaiso, FL 32580 Property Records

Okaloosa County property record for 357 Illinois Ave, Valparaiso, FL 32580

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,576 sqft · built 1969
Lot Size0.594 acres (25,858 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Nov 2017)
Tax Bill$1,125 (2025)
Deeds & MortgagesNov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-594-0287-5

Property Details

APN / Parcel Number

Primary APNC56-000-594-0287-5
Alternative APNs
  • 12-1S-23-253E-0009-0070
  • 23S112253E00090070

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,576 sqft Living Area
Gross Area2,222 sqft
1st Floor Area1,000 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialWood
Lot Area25,858 sqft (0.594 acres)
Lot Width75 ft Width
Garage TypeAttached
Garage Area192 sqft
PorchFinished/Open Porch
Porch Area172 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address357 ILLINOIS AVE
CityVALPARAISO
StateFL
Zip32580-1040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALPARAISO PLAT #7 LOT 7 BLK 9
Legal Range23W
Legal Township01S
Legal Section12
Legal SubdivisionVALPARAISO
Legal Block9
Legal Lot Number7
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group3
Census Block3014
Census Tract21200

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address357 ILLINOIS AVE, VALPARAISO, FL 32580-1040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2017 · Amount on Record
Deed SaleNov 16, 2017 · Amount on Record
Deed Document Number20173172759
Deed Book / Page3326 / 1391
Prior Transfer DateOct 28, 2005
Prior Transfer Doc0026630626
Record UpdatedOct 29, 2026

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 16, 2017
Property Address357 ILLINOIS AVE, VALPARAISO, FL 32580-1040
Document Number0033261391
Book / Page3326 / 1391
Map ReferenceMB1 PG62
Instrument DateNov 15, 2017
Instrument3172759
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyBRADLEY TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$875.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3241 CARMILLO LN, 3241, LAUREL HILL, FL 32567-8329

Transferred To (Grantee/Buyer)

NameVerified Name
Address360 MARIE CIR NW, FORT WALTON BEACH, FL 32548-4632

Mortgage

Document Number0003172760
DateNov 16, 2017
Instrument3172760
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityValparaiso City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,125.00 (+11.94%) Homeowner's exemption$117,094 (+5.99%)$178,817 (+5.41%) Land $72,060 Building $106,757
2023$1,005.00 (+3.93%) Homeowner's exemption$110,480 (+3%)$169,634 (+11.17%) Land $60,823 Building $108,811
2022$967.00 Homeowner's exemption$107,262$152,583 Land $50,371 Building $102,212

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VALPARAISO
serves 5,722 people · EPA ID FL1460149
Water SourceGroundwater
Last State InspectionJan 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area		1,000 / 35
City of Valparaiso
Cable		300 / 25
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: CenturyLink.

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