357 Horse Thief Ln, Durango, CO 81301 Property Records

La Plata County property record for 357 Horse Thief Ln, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,520 sqft · built 2012
Lot Size	0.244 acres (10,629 sqft)
Owner	2 Individual Names on Record
Last Sale	$236,600 (Jul 2007)
Tax Bill	$4,949 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5597-152-03-080`

Property Details

APN / Parcel Number

Primary APN	`5597-152-03-080`
Alternative APN	`R023502`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,520 sqft Living Area
Gross Area	3,471 sqft
1st Floor Area	2,520 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Lot Area	10,629 sqft (0.244 acres)
Garage Type	Attached
Garage Area	951 sqft
Porch	Unfinished Open Porch
Porch Area	414 sqft
Patio Area	793 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R023502
Street Address	357 HORSE THIEF LN
City	DURANGO
State	CO
Zip	81301-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: DALTON RH/GOLF CLB PH 2 COMP C LOT: 80 PROJ 91-3 357 HORSE THIEF LN DURANGO 81301
Legal Subdivision	DALTON RH/GOLF CLB PH 2 COM
Legal Phase	2
Legal Block	3
Legal Lot Number	80
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3007
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	357 HORSE THIEF LN, DURANGO, CO 81301-3106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage ZB NA
Nov 20, 2019	Deed of Trust, Mortgage · Line of Credit ZB NA
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Jun 4, 2021	Deed of Trust, Mortgage · Line of Credit ZB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2007 · Amount on Record
Deed Sale	Jul 12, 2007 · Amount on Record
Prior Sale	Oct 13, 1993 · Amount on Record
Deed Document Number	2007960484
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	357 HORSE THIEF LN, DURANGO, CO 81301-3106
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001162450
Date	Oct 2, 2019
Instrument	1162450

Lender

Name	ZB NA
Type	Bank
Address	DENVER, CO 80222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	357 HORSE THIEF LN, DURANGO, CO 81301-3106
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001164655
Date	Nov 20, 2019
Instrument	1164655

Lender

Name	ZB NA
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 11, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	357 HORSE THIEF LN, DURANGO, CO 81301-3106
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001177106
Date	Sep 8, 2020
Instrument	1177106

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	357 HORSE THIEF LN, DURANGO, CO 81301-3106
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001193511
Date	Jun 4, 2021
Instrument	1193511

Lender

Name	ZB NA
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	354 Months
Due	Dec 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,950 (+3.75%) Land $19,520 Building $78,430	$1,510,430 (-) Land $301,050 Building $1,209,380
2025	$4,949.00 (+107.59%)	$94,410 (+53.09%) Land $18,820 Building $75,590	$1,510,430 (+64.1%) Land $301,050 Building $1,209,380
2023	$2,384.00 (+5.91%)	$61,670 (+20.14%) Land $14,080 Building $47,590	$920,440 (+24.62%) Land $210,190 Building $710,250
2022	$2,251.00	$51,330 Land $14,920 Building $36,410	$738,600 Land $214,650 Building $523,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	3 (1981–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 58% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANIMAS WC private · serves 3,096 people · EPA ID CO0134020
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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