357 Harper Rd, Hendersonville, NC 28792 Property Records

Henderson County property record for 357 Harper Rd, Hendersonville, NC 28792

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,786 sqft · built 1978
Lot Size	1.95 acres (84,942 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Mar 2016)
Tax Bill	$1,728 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9681036298`

Property Details

APN / Parcel Number

Primary APN	`9681036298`
Alternative APNs	`0300681` `1013980`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,786 sqft Heated Area
1st Floor Area	1,478 sqft
Basement Area	1,478 sqft
Finished Basement	308 sqft
Unfinished Basement	1,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	84,942 sqft (1.95 acres)
Garage Area	391 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	372 sqft
Patio Area	288 sqft
Shed	1 Shed
Shed Area	600 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1013980
Street Address	357 HARPER RD
City	HENDERSONVILLE
State	NC
Zip	28792-5565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1013980~R3
Legal Description	ABBOTTS FORD 1L#3 BLDG
Legal Subdivision	RANDELL LANCE & MELBA LANCE
Legal Block	3
Legal Lot Number	6298
Jurisdiction	HENDERSON NC
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2004
Census Tract	930402

Owner

357 Harper Rd is owned and occupied by two individuals who acquired it in September 2021.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	357 HARPER RD, HENDERSONVILLE, NC 28792-5565
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2016 · Amount on File
Deed Sale	Mar 21, 2016 · Amount on File
Prior Sale	Apr 4, 2011
Deed Book / Page	655 / 376
Last Transfer Date	Sep 21, 2021
Transfer Doc	0037970218
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON NC
Recording Date	Oct 5, 2021
Property Address	357 HARPER RD, HENDERSONVILLE, NC 28792-5565
Document Number	0037970218
Book / Page	3797 / 218
Instrument Date	Sep 30, 2021
Instrument	964379
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 HARPER RD, HENDERSONVILLE, NC 28792-5565

Mortgage

Document Number	0000964380
Date	Oct 5, 2021
Instrument	964380

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 357 Harper Rd was $1,728.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,500 (-) Land $64,900 Building $251,600
2025	$1,728.00	$316,500 Land $64,900 Building $251,600
2023		$316,500 Land $64,900 Building $251,600	$316,500 Land $64,900 Building $251,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 357 Harper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 357 Harper Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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