357 Harbor Pointe Dr, Stone Mountain, GA 30087 Property Records

DeKalb County property record for 357 Harbor Pointe Dr, Stone Mountain, GA 30087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,619 sqft · built 1992
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,226 (2025)
Deeds & Mortgages	Mar 2026 Transfer Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-027-03-010`

Property Details

APN / Parcel Number

Primary APN	`18-027-03-010`
Alternative APN	`3407911`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,619 sqft Living Area
Gross Area	4,377 sqft
1st Floor Area	1,423 sqft
Basement Area	1,411 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	347 sqft
Deck Area	Deck Area
Patio Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	357 HARBOR POINTE DR
City	STONE MOUNTAIN
State	GA
Zip	30087-6182
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCD
Legal Description	HARBOR POINTE AT WATERS EDGE U-1 BLOCK K LOT 150 6-1-92 11 X 99 X 191 X 6 X 133 X 40. . . . . . . . . . . . . 0.49AC
Legal Subdivision	HARBOR POINT
Legal Block	3
Legal Lot Number	150
Jurisdiction	DE KALB GA
Township / Civil Division	LITHONIA
Census Block Group	3
Census Block	3001
Census Tract	23325

Owner

Source: DeKalb County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	357 HARBOR POINTE DR, STONE MOUNTAIN, GA 30087-6182
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Quit Claim Deed, Transfer Quitclaim
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2026
Deed Sale	Mar 23, 2026
Prior Sale	May 10, 2005 · Amount on Record
Deed Document Number	202634387
Deed Book / Page	32494 / 762
Prior Transfer Date	Feb 16, 2026
Prior Transfer Doc	0324940762
Record Updated	Sep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB GA
Recording Date	Mar 23, 2026
Property Address	357 HARBOR POINTE DR, STONE MOUNTAIN, GA 30087-6182
Document Number	0324940762
Book / Page	32494 / 762
Instrument Date	Feb 16, 2026
Instrument	2026034387
Transaction Type	Transfer
Record Updated	May 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 HARBOR POINTE DR, STONE MOUNTAIN, GA 30087-6182

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB GA
Property Address	357 HARBOR POINTE DR, STONE MOUNTAIN, GA 30087-6182
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 HARBOR POINTE DR, STONE MOUNTAIN, GA 30087-6182

Mortgage

Document Number	0299420300
Date	Dec 1, 2021
Book Page	0000029942/0000000300

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,226.00 (+10.43%) Homeowner's exemption	$144,280 (-2.57%) Land $17,120 Building $127,160	$360,700 (-2.57%) Land $42,800 Building $317,900
2023	$3,827.00 (+1.16%) Homeowner's exemption	$148,080 (+22.46%) Land $17,120 Building $130,960	$370,200 (+22.46%) Land $42,800 Building $327,400
2022	$3,783.00	$120,920 Land $17,120 Building $103,800	$302,300 Land $42,800 Building $259,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB COUNTY serves 743,000 people · EPA ID GA0890001
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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