357 Hammock Oak Cir, Debary, FL 32713 Property Records

Volusia County property record for 357 Hammock Oak Cir, Debary, FL 32713

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,420 sqft · built 2006
Lot Size	0.168 acres (7,320 sqft)
Owner	2 Owner Names on File
Last Sale	$171,000 (Jun 2011)
Tax Bill	$6,712 (2024)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8028-25-00-0420`

Property Details

APN / Parcel Number

Primary APN	`8028-25-00-0420`
Alternative APNs	`6472165.0` `6472165`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,420 sqft Living Area
1st Floor Area	2,420 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,320 sqft (0.168 acres)
Lot Dimensions	120 ft deep x 61 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	289 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	6472165.0
Street Address	357 HAMMOCK OAK CIR
City	DEBARY
State	FL
Zip	32713-4917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 DEBARY PLANTATION UNIT 19 MB 52 PGS 10-12 INC PER OR 5588 PG 3290 PER OR 5588 PG 3291 PER OR 5588 PG 3338 PER OR 5670
Legal Range	30E
Legal Township	18S
Legal Section	28
Legal Subdivision	PLANTATION
Legal Tract	25
Legal Lot Number	42
Legal Unit	19
Jurisdiction	VOLUSIA FL
Township / Civil Division	DEBARY-ORANGE CITY
Census Block Group	3
Census Block	3005
Census Tract	90903

Owner

The current owner of 357 Hammock Oak Cir bought it in June 2011.

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	3204 ROYAL OAK CT, WESTLAKE, OH 44145-3770

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2011 · Amount on File
Deed Sale	Jun 16, 2011 · Amount on File
Prior Sale	Apr 5, 2011
Deed Document Number	2011-100418
Deed Book / Page	6602 / 4000
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	357 HAMMOCK OAK CIR, DEBARY, FL 32713-4917
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 HAMMOCK OAK CIR, DEBARY, FL 32713-4917

Mortgage

Document Number	0083372283
Date	Nov 21, 2022
Book Page	8337/2283
Instrument	2022259639

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	474 Months
Due	May 8, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	DeBary City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$445,518 Land $68,046 Building $377,472	$445,518 Land $68,046 Building $377,472
2024	$6,712.00 (+8.08%)
2023	$6,210.00 (+8.83%)	$426,881 (+12.29%) Land $49,111 Building $377,770	$426,881 (+12.29%) Land $49,111 Building $377,770
2022	$5,706.00	$380,170 Land $69,525 Building $310,645	$380,170 Land $69,525 Building $310,645

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 357 Hammock Oak Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	3 (2008–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 357 Hammock Oak Cir is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20