357 Granite St, Waupaca, WI 54981 Property Records

Waupaca County property record for 357 Granite St, Waupaca, WI 54981

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,080 sqft · built 1947
Owner	Individual Name on Record
Last Sale	$106,000 (Dec 2022)
Tax Bill	$2,154 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-19-81-12`

Property Details

APN / Parcel Number

Primary APN	`34-19-81-12`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,080 sqft Gross Area
1st Floor Area	1,264 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Cape Cod
Exterior Material	Stucco
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	357 GRANITE ST
City	WAUPACA
State	WI
Zip	54981-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRT OL199 PRES & TRUSTEE PLAT DAF COM STAKE S/LN ST WHICH IS 66FT E NW/COR OL S132FT E63FT N132FT W63FT-POB V88P213 V225P412 V326P409 V632P621 V706P373
Legal Range	12E
Legal Township	22N
Legal Section	19
Legal Subdivision	PRES & TRUSTEE PLAT
Jurisdiction	WAUPACA WI
Township / Civil Division	WAUPACA
Census Block Group	2
Census Block	2001
Census Tract	101000

Owner

Source: Waupaca County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	420 SCOTT ST, WAUPACA, WI 54981-1032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2022 · Amount on Record
Deed Sale	Dec 6, 2022 · Amount on Record
Prior Sale	Apr 19, 2007 · Amount on Record
Deed Document Number	2022911369
Prior Transfer Date	Dec 5, 2022
Prior Transfer Doc	0000911369
Record Updated	Oct 29, 2026

December 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WAUPACA WI
Recording Date	Dec 6, 2022
Property Address	357 GRANITE ST, WAUPACA, WI 54981-1127
Document Number	0000911369
Instrument Date	Dec 5, 2022
Instrument	911369
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000911370
Date	Dec 6, 2022
Instrument	911370

Lender

Name	BANK FIRST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	4.49%
Max Rate At Change	12.4%
Index	1-Year CMT
Max Rate	12.4%

Tax Assessment & Valuation

Source: Waupaca County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waupaca County
Municipality	Waupaca City
Unified School District	Waupaca School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,154.00 (+7.81%)	$119,200 (-) Land $18,000 Building $101,200
2024		$119,200 (-) Land $18,000 Building $101,200
2023	$1,998.00 (-9.39%)	$119,200 (+28.03%) Land $18,000 Building $101,200	$152,609 (+28.04%) Land $23,045 Building $129,564
2022	$2,205.00	$93,100 Land $12,000 Building $81,100	$119,193 Land $15,363 Building $103,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUPACA WATERWORKS serves 6,062 people · EPA ID WI4690402
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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