Erie County and Buffalo City property record for 357 Gold St, Buffalo, NY 14206
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,066 sqft · built 1900 |
| Lot Size | 0.093 acres (4,020 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $376 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 112.34-5-59 |
| Primary APN | 140200 112.34-5-59 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| 1st Floor Area | 820 sqft |
| Attic | Attic |
| Attic Area | 246 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 4,020 sqft (0.093 acres) |
| Lot Dimensions | 134 ft deep x 30 ft wide |
| Garage Type | Detached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 110 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 09862100 |
|---|---|
| Street Address | 357 GOLD ST |
| City | BUFFALO |
| State | NY |
| Zip | 14206-1205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N-3R |
| Legal Description | 12O. S REIMAN |
| Legal Block | 5 |
| Legal Lot Number | 59.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 2400 |
Source: Erie County and Buffalo City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 357 GOLD ST, BUFFALO, NY 14206-1205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage MIDFIRST BANK |
| Apr 28, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Oct 11, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Nov 9, 2017 | Affidavit of Death, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 3, 2026 |
| Property Address | 357 GOLD ST, BUFFALO, NY 14206-1205 |
| Document Number | 0000101615 |
| Book / Page | 14200 / 5518 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026101615 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 357 GOLD ST, BUFFALO, NY 14206-1205 |
| Document Number | 0000101615, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 14200/5518 |
| Instrument | 2026101615 |
| Name | MIDFIRST BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 210 Months |
| Due | Dec 1, 2043 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 357 GOLD ST, BUFFALO, NY 14206-1205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0139375206 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 13937/5206 |
| Instrument | 2020073489 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 10, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 357 GOLD ST, BUFFALO, NY 14206-1205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0139144421 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 13914/4421 |
| Instrument | 2019223016 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 10, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Nov 9, 2017 |
| Property Address | 357 GOLD ST, BUFFALO, NY 14206-1205 |
| Document Number | 0005239665 |
| Book / Page | 000523 / 009665 |
| Instrument Date | Nov 3, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $376.00 (-63.64%) Homeowner's exemption | ||
| 2025 | $1,034.00 (+22.51%) | $114,000 (+119.23%) Land $15,000 Building $99,000 | $114,000 (+34.83%) Land $15,000 Building $99,000 |
| 2024 | $844.00 (+212.59%) Homeowner's exemption | $52,000 (-) Land $4,100 Building $47,900 | $84,553 (+13.82%) Land $6,667 Building $77,886 |
| 2023 | $270.00 Homeowner's exemption | $52,000 Land $4,100 Building $47,900 | $74,286 Land $5,857 Building $68,429 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,005 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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