357 Freedom St SW, Concord, NC 28025 Property Records

Cabarrus County property record for 357 Freedom St SW, Concord, NC 28025

Property Summary

Property Type	Garden / Court Apartments (5+ Units)
Details	8,100 sqft · built 1969
Lot Size	1.58 acres (69,174 sqft)
Owner	Company Name on File
Last Sale	$1,265,000 (Nov 2020)
Tax Bill	$1,201 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Feb 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5630 03 5920`

Property Details

APN / Parcel Number

Primary APN	`5630 03 5920`
Alternative APNs	`12039 0203.000000` `141298`

Interior

Plumbing Fixtures	24 Plumbing Fixtures
Units	8 Units
Stories	2 Stories
Building Area	8,100 sqft Total Area
1st Floor Area	3,948 sqft
Upper Floors Area	3,948 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	69,174 sqft (1.58 acres)
Lot Dimensions	162 ft deep x 427 ft wide
Driveway	Asphalt Driveway
Driveway Area	1,400 sqft

Exterior Amenities

Porch	Slab
Porch Area	1,364 sqft
Canopy	120 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	141298
Street Address	357 FREEDOM ST SW
City	CONCORD
State	NC
Zip	28025-5527
Property Category	Commercial
Property Type	Residential > Multi-Unit > Garden / Court Apartments (5+ Units)
Local Zoning Code	RC
Legal Description	LTS 6-12 JOHN R HOWARD
Legal Subdivision	LOGAN COMMUNITY SOUTH
Legal Lot Number	6-12
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	2
Census Block	2004
Census Tract	42101

Owner

357 Freedom St SW, a residential property, is owned by a company that bought it in November 2020.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Company Name on File
Mailing Address	4129 W RINCON AVE, CAMPBELL, CA 95008-3839
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Warranty Deed, Transfer · Commercial Mortgage READYCAP COMMERCIAL LLC
Feb 4, 2019	Warranty Deed, Transfer · Line of Credit HOMETRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2020 · Amount on File
Deed Sale	Nov 2, 2020 · Amount on File
Prior Sale	Feb 4, 2019 · Amount on File
Deed Book / Page	14633 / 202
Prior Transfer Date	Oct 29, 2020
Prior Transfer Doc	14633202
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 2, 2020
Property Address	357 FREEDOM ST SW, CONCORD, NC 28025-5527
Document Number	0014633202
Book / Page	14633 / 202
Map Reference	MB 5 PG 90
Instrument Date	Oct 29, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2301 W MOREHEAD ST, 2301, CHARLOTTE, NC 28208-5271

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4129 W RINCON AVE, CAMPBELL, CA 95008-3839

Mortgage

Document Number	0014633204
Date	Nov 2, 2020
Instrument	14633/204

Lender

Name	READYCAP COMMERCIAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2030

Interest

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 4, 2019
Property Address	357 FREEDOM ST SW, CONCORD, NC 28025-5527
Document Number	1336114
Book / Page	013361 / 000014
Instrument Date	Jan 31, 2019
Instrument	2533
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2301 W MOREHEAD ST #C CHARLOTTE NC 282085272, C, CHARLOTTE, NC 28208-5272

Mortgage

Document Number	1336116
Date	Feb 4, 2019
Book Page	013361/000016
Instrument	2534

Lender

Name	HOMETRUST BK
Type	Bank
Address	ASHEVILLE, NC 28801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 357 Freedom St SW was $1,201.

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,221,950 (-) Land $280,010 Building $941,940
2025	$1,201.00	$1,221,950 Land $280,010 Building $941,940
2024			$1,221,950 (+16.62%) Land $280,010 Building $941,940
2023	$12,783.00	$1,047,790 Land $112,000 Building $935,790	$1,047,790 Land $112,000 Building $935,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 357 Freedom St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 357 Freedom St SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber.

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