Cowlitz County property record for 357 Frank Smith Rd, Toutle, WA 98649
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,490 sqft · built 1994 |
| Lot Size | 12.4 acres (543,629 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,838 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | EF2813003 |
| Primary APN | EF2813003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,490 sqft Living Area |
| Gross Area | 3,770 sqft |
| 1st Floor Area | 1,280 sqft |
| 2nd Floor Area | 1,210 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Shingle |
| Roof Material | Metal |
| Lot Area | 543,629 sqft |
| Garage Type | Attached |
| Garage Area | 1,280 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Wood Porch |
| Porch Area | 1,280 sqft |
| Heating Fuel | Electric |
|---|
| Account Number | 3001984 |
|---|---|
| Street Address | 357 FRANK SMITH RD |
| City | TOUTLE |
| State | WA |
| Zip | 98649-0030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UZ0 |
| Legal Description | 28 -10N -1E T-3B DESIGNATED FOREST LAND RCW 84.33 EXC T-3B-1 OWN SEG 1089 EXC OWN SEG 1226. |
| Legal Range | 01E |
| Legal Township | 10N |
| Legal Section | 28 |
| Legal Lot Number | 1 |
| Jurisdiction | COWLITZ WA |
| Township / Civil Division | NORTHEAST COWLITZ |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 1800 |
Source: Cowlitz County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 212, TOUTLE, WA 98649-0212 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLITZ WA |
| Property Address | 357 FRANK SMITH RD, TOUTLE, WA 98649-0030 |
| Document Number | 0003567840 |
| Instrument Date | May 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2017 |
| Title Company | COWLITZ COUNTY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 357 FRANK SMITH RD TOUTLE WA 986490030, TOUTLE, WA 98649-0030 |
| Document Number | 0003567840 |
|---|---|
| Date | May 9, 2017 |
| Instrument | 3567840 |
| Name | RED CANOE CU |
|---|---|
| Type | Credit Union |
| Address | LONGVIEW, WA 98632 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 8, 2037 |
Source: Cowlitz County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Cowlitz County |
| Unified School District | Toutle Lake School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,838.00 (+2%) | $564,570 (+4.15%) Land $57,150 Building $507,420 | $610,220 (+12.57%) Land $102,800 Building $507,420 |
| 2024 | $542,090 (+1.47%) Land $49,300 Building $492,790 | $542,090 (+1.47%) Land $49,300 Building $492,790 | |
| 2023 | $4,743.00 | ||
| 2022 | $534,220 Land $39,480 Building $494,740 | $534,220 Land $39,480 Building $494,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 25 (1980–1981) |
| Claims Outside the SFHA | 2 of 25 |
| Most Recent Claim | Mar 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Hawk Networks Fixed Wireless | 150 / 35 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: CenturyLink.
4G LTE only, no 5G reported
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