357 Emerald Ct, Loveland, CO 80537 Property Records

Larimer County property record for 357 Emerald Ct, Loveland, CO 80537

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1999
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$169,900 (Feb 2005)
Tax Bill	$2,112 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85184-17-025`

Property Details

APN / Parcel Number

Primary APN	`85184-17-025`
Alternative APN	`R1580675`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Basement Area	1,008 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1999
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.119 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R1580675
Old Parcel Number	8518417025
Street Address	357 EMERALD CT
City	LOVELAND
State	CO
Zip	80537-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25, BLK 7, ANDERSON FARM 5TH SUB, LOV
Legal Range	68
Legal Township	05
Legal Section	18
Legal Quarter	SE
Legal Subdivision	ANDERSON FARM
Legal Block	7
Legal Lot Number	25
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	1
Census Block	1017
Census Tract	1710

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	357 EMERALD CT, LOVELAND, CO 80537-2015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage CANVAS CU
Oct 16, 2019	Deed of Trust, Mortgage · Line of Credit CANVAS CU
Sep 1, 2017	Quit Claim Deed, Transfer · FHA Mortgage LOAN SIMPLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2005 · Amount on Record
Deed Sale	Feb 8, 2005 · Amount on Record
Prior Sale	Mar 8, 2016
Deed Document Number	0000010588
Last Transfer Date	Sep 1, 2017
Transfer Doc	0000059316
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	357 EMERALD CT, LOVELAND, CO 80537-2015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022056
Date	Mar 31, 2020
Instrument	20200022056

Lender

Name	CANVAS CU
Type	Credit Union
Address	LONE TREE, CO 80124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	357 EMERALD CT, LOVELAND, CO 80537-2015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063736
Date	Oct 16, 2019
Instrument	20190063736

Lender

Name	CANVAS CU
Type	Credit Union
Address	ENGLEWOOD, CO 80155

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 15, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 1, 2017
Property Address	357 EMERALD CT, LOVELAND, CO 80537-2015
Document Number	0000059316
Instrument Date	Aug 26, 2017
Instrument	59316
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 EMERALD CT LOVELAND CO 805372015, LOVELAND, CO 80537-2015

Mortgage

Document Number	59317
Date	Sep 1, 2017
Instrument	59317

Lender

Name	LOAN SIMPLE INC
Type	Funding / Finance Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Loveland City
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,112.00 (+14.22%)	$24,706 (-10.87%) Land $2,500 Building $22,206	$395,300 (-4.45%) Land $40,000 Building $355,300
2023	$1,849.00 (+8.57%)	$27,718 (+29.49%) Land $2,680 Building $25,038	$413,700 (+34.32%) Land $40,000 Building $373,700
2022	$1,703.00	$21,406 Land $2,780 Building $18,626	$308,000 Land $40,000 Building $268,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80

May also be available: Verizon.

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